credit cards

I Want To

JHFCU offers three great options, plus each cards comes with

No Annual Fee
No Minimum Finance Charge
No Balance Transfer Fee
25-day interest-free grace period on all new purchase
No Over-the-Credit Limit Fee

Which Card Is Right For You?

Visa Platinum Card

Save on interest with our lowest-rate card - rates as low as 7.9% APR¹ - and pay down other credit card debt with our no-fee balance transfer¹

Learn More

Apply Now

Visa Platinum Rewards Card

Earn rewards points with every purchase – 1 point for every $1 you spend². Earn more with 2X Rewards offers and other annual promotions – rates as low as 9.4%APR¹

Learn More

Apply Now

Visa Starter Card

No credit or low credit? Get started with our card designed to help build, or rebuild credit history.

Learn More

Apply Now

Credit Card Features:

Verified by Visa

EMV Chip

Visa Checkout

Activate your card or select a new PIN by calling 1-800-992-3808

Issue? Lost or Stolen card? Call 410-534-4500 or 800-543-2870.

Add an Authorized User (PDF)

Balance Transfer Form (PDF)

FAQ

¹ APR = Annual Percentage Rate. Rates are based on applicants’ credit and the type of credit card and may vary at JHFCU. Fee for foreign purchases is 1% of each transaction in U.S. dollars. Cash advance fee is $5 or 2% of the amount of each advance, whichever is greater.

²Earn one point per dollar purchase (cash advances and balance transfers are not eligible for points). Points earned will be posted to participant’s uChoose Rewards® account the following month.