1 APR = Annual Percentage Rate. Rates are based on applicants’ credit and the type of credit card and may vary at JHFCU. Fee for foreign purchases is 1% of each transaction in U.S. dollars. Cash advance fee is $5 or 2% of the amount of each advance, whichever is greater.
2 Earn one point per dollar purchase (cash advances and balance transfers are not eligible for points). Points earned will be posted to participant’s uChoose Rewards® account the following month.