Credit Cards

Which Card Is Right For You?

Visa Platinum Card

Save on interest with our lowest-rate card - rates as low as 7.9% APR* - and pay down other credit card debt with our no-fee balance transfer*

Learn More About Our Platinum Card

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 Visa Starter Card

Just getting started? No credit? Need to restore your credit? Check out our card designed to help build, or rebuild credit history.

Learn More About Our Starter Card

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Visa Platinum Rewards Card

Earn rewards points with every purchase – 1 point for every $1 you spend.**  Earn more with 2X Rewards offers and other annual promotions – rates as low as 9.4% APR*

Learn More About Our Rewards Card

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 Secured Visa Credit Card

No credit or low credit? Build or repair your credit history using secured funds. This card requires a deposit equal to your credit limit.

Learn More About Our Secured Visa Card

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Additional Credit Card Features:

  • Card Alerts and Controls

    Enroll your JHFCU Visa debit and credit card to receive instant alerts via email or text for purchases based on the criteria you select.

    More info

  • Visa Online Checkout

    Skip the lengthy checkout process and use Visa Online Checkout. It's easy, fast and secure, stored behind multiple layers of security, plus receive special deals via email.

    More Info about Visa Online Checkout

  • EMV Chip

    Our Visa debit and credit cards feature an embedded microchip that provides additional safeguards against fraud.

    More Info about EMV Chip

Comparing Cards

Using Your Credit Card

Lost or Stolen Card: 410-534-4500 or 1-800-543-2870

During business hours: Press 6, then 2

After Hours: 855-735-0533

Activate Card or Select PIN: 1-800-992-3808

To Verify Visa Transaction after Receiving Text or Voicemail Alert: 833-735-1897

*APR = Annual Percentage Rate. Rates are based on applicants’ credit and the type of credit card and may vary at JHFCU. Fee for foreign purchases is 1% of each transaction in U.S. dollars. Cash advance fee is $5 or 2% of the amount of each advance, whichever is greater.

 ** Earn one point per dollar purchase (cash advances and balance transfers are not eligible for points). Points earned will be posted to participant’s uChoose Rewards® account the following month.