Share & IRA Certificates

Share & IRA Certificates

Savings designed for stability.

Put your money to work for you and watch your savings bloom with our Share and IRA Certificates.

Earn dividends on your deposits
Earn dividends on your deposits
Flexible Terms
Flexible Terms
Become a Member & Own a Share in JHCU
Become a Member & Own a Share in JHCU
Exclusive Offer

Put your money to work.

Earn 3.90% APY1 with our 5-month promotional certificate—a secure, short-term way to grow your savings with confidence. Take advantage of this seasonal opportunity to move closer to your financial goals today!

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Share Certificates

Select your term, deposit your money, and watch your savings bloom! Just like a friend who always comes through, Share Certificates—commonly known as Certificates of Deposit (CDs)—are your secure, reliable, low-risk way to grow your savings. 

Features & Benefits

  • Guaranteed rate of return
  • 6-to 60-month terms
  • Earn competitive dividends
  • $500 minimum balance

IRAs

Retirement made easy—the way it should be. Choose from our range of options, including Traditional and Roth IRAs, IRA Certificate, and our variable-rate, open-ended IRA Savings account, and save with confidence!

Features & Benefits

  • NO annual fees
  • NO minimum opening balance
  • Earn competitive dividends
  • Rollover options available1
  • Traditional IRA contributions may be tax-deductible2

Our Rates

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"If you are affiliated with Hopkins, open an account here… I wish I had opened an account and explored their services a long time ago when I started my studies at Hopkins. But it's never too late!"

–Alireza M., Baltimore, MD

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Personalize your financial roadmap with JHCU

Create a plan tailored to your goals, income, and life stage. Start building a clearer path toward financial confidence today.

Get Your Roadmap
FAQs

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Share & IRA Certificates

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Disclosures

*APY=Annual Percentage Yield. Rates are subject to change. Fees could reduce the earnings on the accounts. Early withdrawal penalty may be imposed.

1Please see your IRA Agreement for restrictions and penalty information.

2Consult a tax advisor.