Share & IRA Certificates

Share & IRA Certificates

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Savings designed for stability.

Put your money to work for you and watch your savings bloom with our Share and IRA Certificates.

Earn dividends on your deposits
Earn dividends on your deposits
Flexible Terms
Flexible Terms
Become a Member & Own a Share in JHCU
Become a Member & Own a Share in JHCU
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Share Certificates

Select your term, deposit your money, and watch your savings bloom! Just like a friend who always comes through, Share Certificates—commonly known as Certificates of Deposit (CDs)—are your secure, reliable, low-risk way to grow your savings. 

Features & Benefits

  • Guaranteed rate of return
  • 6-to 60-month terms
  • Earn competitive dividends
  • $500 minimum balance
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IRAs

Retirement made easy—the way it should be. Choose from our range of options, including Traditional and Roth IRAs, IRA Certificate, and our variable-rate, open-ended IRA Savings account, and save with confidence!

Features & Benefits

  • NO annual fees
  • NO minimum opening balance
  • Earn competitive dividends
  • Rollover options available1
  • Traditional IRA contributions may be tax-deductible2
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"If you are affiliated with Hopkins, open an account here… I wish I had opened an account and explored their services a long time ago when I started my studies at Hopkins. But it's never too late!"

–Alireza M., Baltimore, MD

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Personalize your financial roadmap with JHCU

Create a plan tailored to your goals, income, and life stage. Start building a clearer path toward financial confidence today.

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FAQs

Frequently Asked Questions

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Share & IRA Certificates

Getting in touch with us is easy. Just fill out our short contact form and a representative will contact you as soon as possible.

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Disclosures

*APY=Annual Percentage Yield. Rates are subject to change. Fees could reduce the earnings on the accounts. Early withdrawal penalty may be imposed.

1Please see your IRA Agreement for restrictions and penalty information.

2Consult a tax advisor.

Your trusted partner in mind, money, and wellness.

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Routing Number:
252076235
NMLS#:
509565
Local Phone:
410.534.4500
Toll-Free Phone:
800.543.2870

Johns Hopkins Credit Union (JHCU) is a federally chartered credit union completely independent from Johns Hopkins University, Johns Hopkins Health Systems, and any of the Johns Hopkins schools, hospitals, or programs. JHCU holds a license to use the “Johns Hopkins” registered mark. JHCU serves the employees, students, retirees and Alumni Association members of the Johns Hopkins University, employees and retirees of the Johns Hopkins Health System and its hospitals, and employees and retirees of other select entities. JHCU is wholly owned by its members. Neither Johns Hopkins University nor Johns Hopkins Health Systems select, endorse, or are responsible for the goods and services offered by JHCU.

If you are using a screen reader for the visually impaired and are having problems using any part of this website or any of JHCU's websites, please call 800-543-2870 during normal business hours for assistance. For more information please see our website accessibility statement.

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