Loan Rates

Loan Rates

Effective As of June 1st, 2024

NEW CARS
TERM   APR*
72 months or less** as low as 5.99%
84 months** as low as 6.49%
*APR=Annual Percentage Rate
**Rate subject to change. Rates are determined by an evaluation of the applicant’s credit. Calculate your estimated payment.
Minimum amount to finance is $30K.
USED CARS
TERM   APR*
72 months or less** as low as 5.99%
84 months** as low as 6.49%
*APR=Annual Percentage Rate
**Rate subject to change. Rates are determined by an evaluation of the applicant’s credit. Your actual rate may vary. Calculate your estimated payment.
Minimum amount to finance is $30k.
NEW OTHER VEHICLES
TERM   APR*
60 months or less**
as low as 6.99%
72 months** as low as 7.24%
84 months** as low as 7.99%
*APR=Annual Percentage Rate
**Rate subject to change. Rates are determined by an evaluation of the applicant’s credit. Your actual rate may vary. Calculate your estimated payment.
Minimum amount to finance is $30K
USED OTHER VEHICLES
TERM   APR*
60 months or less**
as low as  6.99%
72 months**
as low as  7.24%
84 months** as low as  7.99%
8-10 Year Old Vehicle (72 months or less; max 125K miles)** as low as  7.99%
8-10 Year Old Vehicle (84 months; max 125K miles)** as low as  8.49%
*APR=Annual Percentage Rate
**Rate subject to change. Rates are determined by an evaluation of the applicant’s credit. Your actual rate may vary. Calculate your estimated payment.
Minimum amount to finance Is $30K.
VISA CREDIT CARDS
CARD   APR*
Visa Platinum Credit Card as low as 7.90%
Visa Platinum Rewards Credit Card as low as 9.40%
Secured Visa Credit Card   11.90%
Starter Visa Credit Card 18.00%
 *APR=Annual Percentage Rate
OVERDRAFT PROTECTION/LOANMAKER LINE OF CREDIT
TYPE   APR*
Loanmaker Line* as low as 11.25%
*APR=Annual Percentage Rate. Rates are determined by an evaluation of the applicant’s credit. Your actual rate may vary.  Rates are subject to change. Maximum rate is 18% APR.
ANYTHING LOAN (PERSONAL LOAN)
TERM   APR*
36 months or less as low as 10.09%
37 - 60 months as low as 11.09%
61 - 72 months as low as 12.09%
 *APR=Annual Percentage. Rates are determined by an evaluation of the applicant’s credit. Your actual rate may vary. Rates are subject to change. Calculate your estimated monthly payment.
 HOLIDAY LOAN
TERM    APR*
Holiday Loan* (Available in November & December only) as low as   9.49% 
*APR=Annual Percentage Rate. Rates are determined by an evaluation of the applicant’s credit. Your actual rate may vary. Rates are subject to change.
SHARE SECURED
TYPE    APR*
Share Secured (Rate tied to Share Savings Rate)
   3.10%
*APR=Annual Percentage Rate