Loan Rates
Effective As of April 1st, 2024
NEW CARS |
TERM |
|
APR* |
72 months or less**
|
as low as |
5.99% |
84 months**†
|
as low as |
6.49% |
*APR=Annual Percentage Rate
**Rate subject to change. Rates are determined by an evaluation of the applicant’s credit. Calculate your estimated payment.
†Minimum amount to finance is $30K. |
USED CARS |
TERM |
|
APR* |
72 months or less**
|
as low as |
5.99% |
84 months**† |
as low as |
6.49% |
*APR=Annual Percentage Rate
**Rate subject to change. Rates are determined by an evaluation of the applicant’s credit. Your actual rate may vary. Calculate your estimated payment.
†Minimum amount to finance is $30k. |
NEW OTHER VEHICLES |
TERM |
|
APR* |
60 months or less**
|
as low as |
6.99% |
72 months**
|
as low as |
7.24% |
84 months**†
|
as low as |
7.99% |
*APR=Annual Percentage Rate
**Rate subject to change. Rates are determined by an evaluation of the applicant’s credit. Your actual rate may vary. Calculate your estimated payment.
†Minimum amount to finance is $30K |
USED OTHER VEHICLES |
TERM |
|
APR* |
60 months or less**
|
as low as |
6.99% |
72 months**
|
as low as |
7.24% |
84 months**†
|
as low as |
7.99% |
8-10 Year Old Vehicle (72 months or less; max 125K miles)** |
as low as |
7.99% |
8-10 Year Old Vehicle (84 months; max 125K miles)**† |
as low as |
8.49% |
*APR=Annual Percentage Rate
**Rate subject to change. Rates are determined by an evaluation of the applicant’s credit. Your actual rate may vary. Calculate your estimated payment.
†Minimum amount to finance Is $30K. |
VISA CREDIT CARDS |
CARD |
|
APR* |
Visa Platinum Credit Card |
as low as |
7.90% |
Visa Platinum Rewards Credit Card |
as low as |
9.40% |
Secured Visa Credit Card |
|
11.90% |
Starter Visa Credit Card |
|
18.00% |
*APR=Annual Percentage Rate |
OVERDRAFT PROTECTION/LOANMAKER LINE OF CREDIT |
TYPE |
|
APR* |
Loanmaker Line*
|
as low as |
11.25% |
*APR=Annual Percentage Rate. Rates are determined by an evaluation of the applicant’s credit. Your actual rate may vary. Rates are subject to change. Maximum rate is 18% APR. |
ANYTHING LOAN (PERSONAL LOAN) |
TERM |
|
APR* |
36 months or less |
as low as |
10.09% |
37 - 60 months |
as low as |
11.09% |
61 - 72 months |
as low as |
12.09% |
*APR=Annual Percentage. Rates are determined by an evaluation of the applicant’s credit. Your actual rate may vary. Rates are subject to change. Calculate your estimated monthly payment. |
HOLIDAY LOAN |
TERM |
|
APR* |
Holiday Loan* (Available in November & December only)
|
as low as |
9.49% |
*APR=Annual Percentage Rate. Rates are determined by an evaluation of the applicant’s credit. Your actual rate may vary. Rates are subject to change. |
SHARE SECURED |
TYPE |
|
APR* |
Share Secured (Rate tied to Share Savings Rate)
|
|
3.10% |
*APR=Annual Percentage Rate |