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Lower your monthly costs and get rewarded—that’s a win all around! Enjoy NO payments for up to 90 days!1 Choose from loan terms ranging from 36 to 84 months with competitive low rates
From everyday checking accounts to empowering your financial journey early, get a checking account that can keep up with you!
Empower your finances without the added stress of fees or minimums.
Choose an account that grows with you and helps build a healthier financial future.
Give your teen a smart start to life-long financial habits.
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Young Adult Checking
Teen Checking
*APY=Annual Percentage Yield. The above account is a variable rate account and rates are subject to change. The Annual Percentage Yield (APY) is accurate as of May 1st, 2026. Fees could reduce the earnings on the accounts. JHFCU is a member-owned financial cooperative which pays dividends based upon available earnings. Federal regulations prohibit the payment of dividends in excess of earnings.
Such a humanizing experience. They recognize you as a person and not just a number on a spreadsheet. Best feeling ever!
– Joanna J.
The best way to stop the payment is to contact the vendor who is submitting the request. If they are unresponsive, you may request a one-time or permanent stop payment of ACH debits. You can use a one-time stop payment to stop a single payment for the requested date and amount. A permanent stop payment will cancel all future payments to that vendor.
To request a one-time or permanent stop payment for automated debits, you must complete the Stop Payment Form. Please contact us for assistance.
We offer free ACH Transfers and free incoming wire transfers with this account. If you’re looking to send money to someone else, we also offer Zelle®!
Processes for signing up can differ by employer, but at the very least, you will need:
For more information, click here or talk to your employer.
We have several overdraft options to meet your needs. Our Courtesy Payment overdraft option is the standard protection available to all account holders. We also offer courtesy transfers from a Share Savings Account, a Loanmaker Line of Credit, or a Home Equity Line of Credit.
Getting in touch with us is easy. Just fill out our short contact form and a representative will contact you as soon as possible.
1Each offer comes with terms and limitations. Minimum purchase may be required; see offer for details. Some retailers limit the amount per offer, but there is no limit on the total amount you can earn from multiple offers. Cash back will be credited to your account the last day of the following month from which it was earned (e.g., cash back earned on purchases made in July will be credit the last business day in August). To opt out, simply click “Stop Receiving Offers.”
2SOur courtesy Payment overdraft option is the standard protection available to all account holders. We also offer courtesy transfers from a Share Savings Account, a Loanmaker Line of Credit, or a Home Equity Line of Credit. Loans are subject to credit approval.
A share savings account with a minimum deposit of $1 is required for membership at Johns Hopkins Credit Union. The $1 is not a fee, it gives you a “share” of ownership in the credit union and will be returned to you if you ever decide to close your account. The $1 initial deposit will remain in your savings account unavailable for you to use. If you look at your statement, or in online or mobile banking, you will always see it reflected in your “account balance,” just not in your “available balance.”
