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Earn $250 Cash Back When You Refinance Your Auto Loan1
Lower your monthly costs and get rewarded—that’s a win all around! Enjoy NO payments for up to 90 days!1 Choose from loan terms ranging from 36 to 84 months with competitive low rates
We look forward to being your financial wellness partner.
At Johns Hopkins Credit Union, we’re here to empower your financial health through a holistic, member-focused approach to wellness and education.
From our earliest members among Johns Hopkins University faculty and staff, to our current members across the Hopkins community, our top priority remains: You, our members.
Ready to join? It only takes a few minutes to apply online.
Join a member-centric, community-driven, financial cooperative focused on helping your finances thrive.
Open an Account
Everyday voices. Extraordinary journeys.
Real stories from members who inspire us every day. Together, their stories tell the heart of who we are.
Hear From Our Members
What our members are saying...
Needed a small loan for an older vehicle. The representative explained that the car I was considering was too old to qualify for an auto loan but they could do a signature loan. They explained the difference, got my information, and within a few minutes I had a decision. They were extremely helpful and efficient on the phone. In less than an hour I had the necessary funds in my hands. It was even very close to closing time (on a Friday mind you!) and they offered to assist if the branch was closed. What great service! These things can be stressful and complicated... I felt none of that. Thank you for your kind assistance. Absolutely will consider JHFCU for any additional needs.
It was so easy! Everything happened via email, and the loan was approved and handled within a very short amount of time.
There are a lot of great perks, incentives, and advantages associated with JHFCU.
Frequently Asked Questions
How is a credit union different from a bank?
Credit unions are member-owned. Unlike banks, where profits go to outside shareholders, credit unions are owned by the people who use them. When you deposit just $1 with us, you become a part-owner of the organization. Your account works just like a traditional bank account, but with one key difference: the benefits come back to you in the form of better rates, lower fees, and a stronger community connection.
What documents do I need to open my account?
Please have the following documents handy:
- Your Social Security or tax ID number
- Your government-issued ID (i.e. State-issued driver’s license/ID or US passport in English.)
- Proof of your current physical address may be required if the address on your government-issued ID is not current (i.e. Change of address card from the MVA [Maryland only], voter registration card, valid vehicle registration, recent utility bill*, valid (non-expired) lease agreement/addendum/renewal (to include tenant name(s), address, current lease period, signed by tenant(s) & landlord), recent mortgage statement, recent homeowner's/renter's/car insurance statement*, any piece of mail from another financial institution or government agency sent to the applicant's current address post-marked date within the past 30 days.
*Recent is defined as within the past 30 days
If you wish to apply for a loan, we may require proof of income, but let’s get your new JHCU account opened first.
Do I have to join online?
No, you may visit any of our branch locations or send an email to answers@jhcu.org
Who can join JHCU?
JHCU membership is open to employees, students, alumni and retirees (and their families) of most Johns Hopkins institutions and other affiliated groups. Check our full list of membership eligibility if you have any questions.
