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Earn $250 Cash Back When You Refinance Your Auto Loan1
Lower your monthly costs and get rewarded—that’s a win all around! Enjoy NO payments for up to 90 days!1 Choose from loan terms ranging from 36 to 84 months with competitive low rates
Financial wellness starts here.
Build healthier, wealthier tomorrows with financial guidance designed to meet you where you are, and support you at every step.
Uplifting our community through meaningful action.
At Johns Hopkins Credit Union, we’re uplifting our communities through meaningful action. See how we’re giving back through charitable donations, volunteer work, empowering our members with financial knowledge, and more.
About Us
Years serving the Hopkins Community
Members we're dedicated to serving
Raised for Johns Hopkins Children's Center
Personalized solutions for every need.
Hit the road with confidence. No need to update your trim— every loan comes with built-in support.
Home is where you rest your head— choose a mortgage that gives your finances the same support.
From taking your dream vacation to consolidating debt, get the money you need to get things done.
Jumpstart your credit, earn rewards with every swipe, or give yourself financial flexibility. Your credit, done your way.
Earn 5X Points on Gas Purchases1
Filling up anyway? Earn 5X points when using your Rewards Credit Card. Use rewards for travel, gift cards, purchases with Amazon, and more.
Your Loan, Your Way. Plus $150 Cash Back1
Your personal loan is yours to use how you’d like. Put your Anything Loan to use for home Improvements, debt consolidation, weddings, education, building credit, and more!
Earn $250 Cash Back When You Refinance Your Auto Loan1
Lower your monthly costs and get rewarded—that’s a win all around! Enjoy NO payments for up to 90 days!1 Choose from loan terms ranging from 36 to 84 months with competitive low rates
Their Next Chapter Starts Here
When they open a teen or young adult account, we’ll double the first deposit up to $100.*
Thank You Healthcare Heroes!
Earn a $200 welcome bonus.* For those who care for everyone.
Put your money to work.
Earn 3.90% APY1 with our 5-month promotional certificate—a secure, short-term way to grow your savings with confidence. Take advantage of this seasonal opportunity to move closer to your financial goals today!
Refer. Reward. Repeat.
Refer an eligible coworker, family member, or friend to JHCU. When they open and fund an account, you'll both get $50! Refer, Reward, Repeat to earn up to $1,000!
Thoughtfully priced rates to empower your future.
Latest news at JHCU
Sharing knowledge to help you thrive.
Frequently Asked Questions
How is a credit union different from a bank?
Credit unions are member-owned. Unlike banks, where profits go to outside shareholders, credit unions are owned by the people who use them. When you deposit just $1 with us, you become a part-owner of the organization. Your account works just like a traditional bank account, but with one key difference: the benefits come back to you in the form of better rates, lower fees, and a stronger community connection.
What documents do I need to open my account?
Please have the following documents handy:
- Your Social Security or tax ID number
- Your government-issued ID (i.e. State-issued driver’s license/ID or US passport in English.)
- Proof of your current physical address may be required if the address on your government-issued ID is not current (i.e. Change of address card from the MVA [Maryland only], voter registration card, valid vehicle registration, recent utility bill*, valid (non-expired) lease agreement/addendum/renewal (to include tenant name(s), address, current lease period, signed by tenant(s) & landlord), recent mortgage statement, recent homeowner's/renter's/car insurance statement*, any piece of mail from another financial institution or government agency sent to the applicant's current address post-marked date within the past 30 days.
*Recent is defined as within the past 30 days
If you wish to apply for a loan, we may require proof of income, but let’s get your new JHCU account opened first.
Do I have to join online?
No, you may visit any of our branch locations or send an email to answers@jhfcu.org
Who can join JHCU?
JHCU membership is open to employees, students, alumni and retirees (and their families) of most Johns Hopkins institutions and other affiliated groups. Check our full list of membership eligibility if you have any questions.
