Featured Services

• Loans & Mortgages

  We are your low-rate, no-stress solution to help you get that car or house you want Read more about Loans & Mortgages

  Loans & Mortgages

  We are your low-rate, no-stress solution to help you get that car or house you want. Take advantage of our Blank Check auto loan and shop at your convenience. Use the equity in your home to renovate and get that new kitchen. Or if you are looking to purchase or refinance your home, explore your options with JHFCU’s mortgage team. We're here to help you understand options and achieve your goals. And we offer great rates, too!

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• Rewards Credit Card

  A More Rewarding Way to Pay! With our brand new Rewards Credit Card, you'll enjoy a special intro rate of 1.99% APR* plus no annual fee, up to 4x points on select spending categories**, and an additional 10,000 bonus points after you spend $2,500 on purc Read more about Rewards Credit Card

  Rewards Credit Card

  Earn with Every Purchase!

  With our brand new Rewards Credit Card, you'll enjoy a special intro rate of 1.99% APR¹ plus no annual fee, up to 4x points on select spending categories**, and an additional 10,000 bonus points after you spend $2,500 on purchases in the first 90 days!

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• Youth Accounts

  The road toward generational wealth starts with our youth. By instilling financial literacy and building responsible spending and saving habits at a young age, we can empower our youth to create a strong foundation for lifelong financial well-being. Read more about Youth Accounts

  Youth Accounts

  At JHFCU, we believe in investing in our youth and cultivating good financial habits at a young age. From infancy to independence, we offer a variety of youth account options to guide your child toward lifelong financial well-being.
  

  Custodial Savings – for ages 0 to 21

  Teen Account – for ages 13 to 17

  Young Adult Account – for ages 18 to 24
  

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• Refer Family & Friends

  Spread the word and earn up to $500! Refer an eligible coworker, family member, or friend to JHFCU and share your custom referral link. When they open and fund an account, you'll both get $50! Refer, reward, repeat! Read more about Refer Family & Friends

  Refer Family & Friends

  Spread the word and earn up to $500! Refer an eligible coworker, family member, or friend to JHFCU and share your custom referral link. When they open and fund an account, you'll both get $50! Refer, reward, repeat!

  Read more about Refer Family & Friends

• Share Certificates

  Unlock your potential for financial growth with our Share Certificates. Enjoy guaranteed returns and flexible terms tailored to your goals. Check out our latest competitive rates and find the right term for you! Read more about Share Certificates

  Share Certificates

  Unlock your potential for financial growth with our Share Certificates. Enjoy guaranteed returns and flexible terms tailored to your goals. Check out our latest competitive rates and find the right term for you!

  Read more about Share Certificates

• Fraud Education

  Thieves will try to persuade you into letting your guard down and giving them what they’re looking for. Oftentimes, they will use current events to create panic, which may get your mind racing and catch you unprepared. Read more about Fraud Education

  Fraud Education

  Thieves will try to persuade you into letting your guard down and giving them what they’re looking for. Oftentimes, they will use current events to create panic, which may get your mind racing and catch you unprepared.

  Read more about Fraud Education

• Rewards Checking

  Discover financial benefits with our Rewards Checking Account. Open for free, earn dividends, and enjoy zero monthly fees and no minimum balance. Plus, get cashback on everyday purchases for a tailored banking experience. Read more about Rewards Checking

  Rewards Checking

  Discover financial benefits with our Rewards Checking Account. Open for free, earn dividends, and enjoy zero monthly fees and no minimum balance. Plus, get cashback on everyday purchases for a tailored banking experience.

  Read more about Rewards Checking

• Online & Mobile Banking

  JHFCU makes it easy to keep track of your money, and to actively manage when it is convenient for you. Read more about Online & Mobile Banking

  Online & Mobile Banking

  Take control of your finances whether you are logged in from your couch at home, sitting at your desk, or anywhere with your phone. Have access to your money no matter where you are. Check your balance before making a purchase, pay a bill while walking your dog, or deposit a check while sipping your morning coffee. Set up and track a budget, apply for a loan (right from the dealer on the mobile app), or browse Ca$hPerk rebate options. JHFCU makes it easy to keep track of your money, and to actively manage when it is convenient for you. 

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• Financial Planning

  Our partners at Baltimore Washington Financial Advisors can help. Read more about Financial Planning

  Financial Planning

  Do you dream of having a secure retirement? Want some help selecting appropriate investments and crafting a financial plan? Or are you just looking to learn more about what you could be doing to prepare? Our partners at Baltimore Washington Financial Advisors can help. Set up a consultation, subscribe to their newsletter, or just check out their list of free educational seminars. 

  Read more about Financial Planning