Serving the Hopkins Community Since 1971

Johns Hopkins Federal Credit Union was established in the spring of 1971 when Dr. Milton Eisenhower, President of Johns Hopkins University, was asked to lend his support to the formation of the Credit Union, which would benefit the faculty and staff. Supported by the Administration, a small group of seven individuals convened for the first time on April 29, 1971.


On May 14th, in accordance with Federal Credit Union membership regulations, each of these members deposited $5.00 into an account at the Maryland Credit Union League. The National Credit Union Administration granted Johns Hopkins Federal Credit Union charter #20623 on June 2nd. JHFCU became fully operational on October 1, 1971.


The closing statement for the first year showed 744 members and assets of $51,000. 153 loans of $46,233 had been made. We later expanded to serve the entire Hopkins community, including JHU students, alumni, employees, and their families. Today the figures are much more substantial as we have grown to over 42,000 member accounts and have assets of over $600 million, making us one of the largest credit unions in the state. 


Our mission of providing our members with competitive, high-quality financial services, while remaining strong, secure, and reliable in our operations, has been the cornerstone of our operations since 1971. JHFCU owes a debt of gratitude to those individuals who, through the years, have volunteered their time and energy to make the Credit Union the success it is today. Every day we work to find solutions that will financially empower our members through each stage of their life, and look forward to doing so for years to come.  

50-Year History Timeline


1971 Supported by the administration, a small group of seven individuals from Johns Hopkins University convened for the first time

1971 In accordance with Federal Credit Union membership regulations, each of these members deposited $5.00 into an account at the Maryland Credit Union League.

1971 The National Credit Union Administration granted Johns Hopkins Federal Credit Union charter #20623

1971 JHFCU became fully operational. The first office was in Gilman Hall

1971 Issued our first loan for $200

1972 Added Johns Hopkins Hospital into our field of membership

1972 Reached over 1,000 members

1973 Opened the first East Baltimore Branch in the 550 Building

Official Memo of Formation of CU_July 1971

1980 First Money Matters newsletter published

1980 Share Certificates introduced

1981 Moved East Baltimore branch to the Hampton House building

1982 Mike Mesta, who would become CEO, started as Manager of Operations at JHFCU

1988 East Baltimore Branch moved to 2006 East Monument St.

1988 Touch Tone Teller, our first banking by phone began

1989 ATM program introduced

Old ATM Card

1990 First JHFCU ATM installed

1991 First Bill Payment system introduced: PayMate pay-by-phone bill payment service

1995 Membership reached over 20,000

1996 Mike Mesta became our CEO

1997 We entered the World Wide Web

1997 Began issuing ATM cards

1998 East Baltimore Branch moved to its current location and was the first financial institution in Maryland to use remote teller stations

1999 Internet branch opened

Internet Branch Opened

2000 Our first Golf for Kids tournament was held

2002 Our Bayview Branch opened

2004 Membership reached over 30,000

2006 Membership expanded to include Johns Hopkins University students

2007 Homewood Branch opened (moving from its original location at Gilman Hall)

2008 Partnered with GreenPath Financial Wellness

2009 Established Geneva Barnes Service Award

2009 Introduced DeposZip, our online deposit service

Charles Commons Grand Opening

2010 Created the first JHFCU social media page

2011 Membership reached over 37,000

2012 Added MoneyMap

2012 Started offering credit cards

2012 JHFCU Mobile App was launched

2012 JHFCU Advisory Council was formed

2013 Added Affiliate Hospitals into our Field of Membership (All Children’s, Howard County General, Sibley Memorial, and Suburban)

2013 Established DocuSign to settle loans electronically

2014 Membership reached over 40,000 members

2015 Introduced Ca$hPerks

2015 Introduced our Blank Check Auto Loan

2017 Formed our Community Outreach Committee

2017 Partnered with Baltimore Washington Financial Advisors (BWFA) to provide wealth management services to our members

2018 Began offering Online Account opening

2019 Established an in-house Mortgage Team

2019 20th Anniversary of Golf for Kids Tournament (Raised $357,969 for Johns Hopkins Children’s Center)


2020 Opened our headquarters in Canton

2020 Introduced SavvyMoney, a suite of credit monitoring tools within online and mobile banking

2020 Launched our TrueCar© program to assist our members in their car-buying journey

2020 Reached over 500 Million in assets

2021 Celebrated 50 years of serving the Hopkins community

2021 Introduced Geneva, our AI-powered chatbot, available to assist members 24 hours a day, 7 days a week on our website.

2021 Voted Best of the Best — "Best Loan Experience"

2021 Reached over 43,000 members and $590 Million in assets

2022 Keith O'Neil appointed President and CEO

2023 Voted Best of the Best — "Best Mortgage Loan Experience"






Introduced CashPerks

Started Offering Credit Cards
20th Anniversary of Golf for Kids Tournament

Keith ONeil

Keith O'Neil, President & CEO