Exclusive Offer
Hit the road this summer with rates as low as 4.49% APR!2
Whether you’re replacing an aging car, making room for your growing family, or finally driving something you love, we’re here to help make it happen.
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Personal Savings Accounts
For life’s adventures—both planned and unexpected.
A thoughtful place to build your financial well-being, with savings options that grow alongside your plans and priorities.
Become a Member & Own a Share in JHCU
Earn dividends on your deposits
Nationwide ATM Access
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Share Savings
Ready to thrive? Step into a world of financial wellness! Become a member, own a share of the credit union, and unlock the full potential of JHCU with a $1 minimum savings deposit.
Features & Benefits
- $1 minimum balance
- Earn competitive dividends on ANY balance1
- FREE ATM card
- Access to 30K surcharge-free ATMs nationwide
- Up to 3 in-branch monthly withdrawals
Money Market
Gain momentum on your savings without losing access to your money! Keep at least a $2,500 balance and enjoy all the benefits of a high-dividend savings account without locking up your cash.
Features & Benefits
- Earn competitive dividends1
- $2,500 minimum balance to open account and earn Money Market rates2
Custom Savings
You are the architect of your future! Whether you're nurturing funds for a rejuvenating retreat, a reliable vehicle, a significant life event, a peaceful home refresh, or any other goal that supports your holistic health, the sky’s the limit.
Features & Benefits
- Earn competitive dividends on ANY balance1
- Access to 30K surcharge-free ATMs nationwide
- Up to 3 in-branch monthly withdrawals
- No minimum balance toopen account
Holiday Club
Make this holiday season your most financially relaxing one yet! Stress less and celebrate more when you set aside funds all-year-long with our Holiday Club Account. Eliminate the financial stress so you can truly savor the holiday season.
How it Works
- Start your Holiday Club at any point before September 30.
- Transfer money at any time through Online or Mobile Banking
- On October 1, your balance—including deposits and dividends—is automatically transferred to your regular Share Savings account.
- No minimum balance toopen account
Note: If you need to withdraw funds during the year, you may do so at a branch—you cannot transfer from the Holiday Club via Online Banking.
Our Rates
Account
Min. Balance
Dividend
APY*
Money Market
Min. Balance
$2,500
Dividend
0.70
%
APY*
0.70
%
Min. Balance
$10,000
Dividend
0.79
%
APY*
0.79
%
Min. Balance
$25,000
Dividend
0.86
%
APY*
0.86
%
Min. Balance
$50,000
Dividend
1.04
%
APY*
1.05
%
Min. Balance
$100,000
Dividend
1.22
%
APY*
1.23
%
Min. Balance
$250,000
Dividend
1.22
%
APY*
1.23
%
Share Savings
Min. Balance
$1
Dividend
0.10
%
APY*
0.10
%
Min. Balance
$5,000
Dividend
0.10
%
APY*
0.10
%
Min. Balance
$10,000
Dividend
0.10
%
APY*
0.10
%
Min. Balance
$25,000
Dividend
0.10
%
APY*
0.10
%
Custom Share Savings
Min. Balance
$0
Dividend
0.10
%
APY*
0.10
%
IRA Share Savings
Min. Balance
$500
Dividend
0.10
%
APY*
0.10
%
Min. Balance
$5,000
Dividend
0.10
%
APY*
0.10
%
Min. Balance
$50,000
Dividend
0.15
%
APY*
0.15
%
Min. Balance
$10,000
Dividend
0.10
%
APY*
0.10
%
Min. Balance
$25,000
Dividend
0.10
%
APY*
0.10
%
Holiday Club
Min. Balance
$0
Dividend
0.10
%
APY*
0.10
%
Custodial Savings
Min. Balance
$0
Dividend
0.05
%
APY*
0.05
%
FAQs
Frequently Asked Questions
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Contact Us
Ask about our
Personal Savings Accounts
Getting in touch with us is easy. Just fill out our short contact form and a representative will contact you as soon as possible.
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Disclosures
*APY = Annual Percentage Yield.
1Dividends are compounded daily and paid quarterly from date of deposit to date of withdrawal.
2Money Market Balances that fall below $2,500 will earn a dividend equal to the current Free Rewards Checking rate.
