Auto Refinance
A better fit for the road ahead.
Refinance your auto loan with confidence and explore options designed to support your budget, reduce stress, and help you move forward with clarity.
Auto Refinance
Love your ride, but not your rate?
We’re here to help you find an auto loan that works better for you. Refinance with JHCU for lower rates, flexible terms, and potential savings—designed to support your financial well-being every mile of the way.
Features & Benefits
- Competitive rates
- No payments for 90 days2
- Flexible terms
- No prepayment penalty
- Quick and easy pre-approval
- GAP & Debt Protection Coverage available
Our Rates
Used Auto
Used Auto (8-10 Yr Old Vehicle)
Applying is fast and easy.
"I purchased a new car and obtained financing through a finance company at an 12% interest rate. JHCU was able to refinance my vehicle and lower my monthly payments.
I am thrilled with JHFCU and the time and attention they provided to me. Thank you!"
- S. C.
Frequently Asked Questions
Ask about our
Auto Refinance
Getting in touch with us is easy. Just fill out our short contact form and a representative will contact you as soon as possible.
1Must be pre-approved
APR=Annual Percentage Rate. Rates are determined by an evaluation of the applicant’s credit, loan-to-value (LTV), and upon refinancing your non-JHFCU loan. Your actual rate may vary. Down payment may be required. Property and flood insurance may be required, therefore the actual payment obligation would be greater. Rates are subject to change. Calculate estimated payment.
Only valid on New and Used cars purchased within your state of residence. Check will be valued up to the pre-approval amount and other restrictions apply. Vehicle must be no more than 10 years old, and all must have under 125,000 miles.
You can only finance 100% of the value reported by JD Power at the time of the loan.
2Skipping your first payments up to 90 days extends your maturity date for approximately up to three months. If you have credit insurance coverage on this loan, it does not cover any deferred payments. Note that loan interest will still accumulate, so your final payment on this loan may increase. The option to skip a payment is subject to change or may be discontinued.
