Information for HR Departments and Employers

Not Yet a Part of Our Select Employee Groups?

If you are a Human Resources or Benefits Manager and are interested in offering your employees the advantages of a Credit Union, see below on how to get started. .

Offer the Credit Union Benefit to Your Employees

Fringe benefits help you attract and retain good employees in today’s competitive employment market and one benefit that provides great value at little or no cost to you is access to credit union membership for your employees!

Credit unions are not-for-profit financial institutions that tend to offer the same services to consumers as banks, but usually with lower fees and better rates. Individuals who open accounts are members, not "customers," and become part owners of the credit union. While all employees may not qualify for all services, in general, JHFCU provides an excellent alternative to other banking institutions, and has the interest of its membership vs. stockholders in mind. A member volunteer Board of Directors sets policies and helps determine the strategic direction of the Credit Union.

The Johns Hopkins Federal Credit Union (JHFCU) is a full-service financial institution founded in 1971 to serve the Johns Hopkins University employees. Since then, the organization has expanded and currently provides members with economical financial services like free checking, free online bill payment, online banking, mobile banking, low-rate loans, and a convenient, flexible ATM program that includes access to more than 50,000 surcharge-free ATMs!


Become a Select Employee Group (SEG)

As a business partner, your company can begin to reap the same great benefits that many other Johns Hopkins affiliates have come to value with the Johns Hopkins Federal Credit Union.

How to Get Started

 1. Send the following information to our Business Development Manager by mail or e-mail:

  • Company name
  • Approximate number of employees
  • Brief description of what your organization does
  • Website URL (if available)
  • Company mailing address
  • Your name, title, phone number, best time to call, and e-mail address

2. A JHFCU Business Development Representative will follow up with you within approximately 48 business hours after submission

3. Due to NCUA regulations, the approval time of your application may vary. 

Direct Deposit to JHFCU

If your company offers direct deposit, we encourage members to elect direct deposit of their net pay to the Credit Union. JHFCU provides the option of being able to allocate employees’ pay into various accounts (e.g., savings, checking, holiday club) automatically, at no charge, to provide convenient money management.

To sign up for direct deposit, your employees will need our routing number (252076235), their 9-digit JHFCU account number, and will need to indicate whether the net pay should be deposited to checking or savings. If they wish to “split” funds between accounts within JHFCU, they can use our ACH Split Form (PDF).

Current Resources for SEGs Already Being Served by JHFCU

At JHFCU we realize that you will need support from us time to time. The information below is intended to be your online resource center.

What Is Your Role?

The first step in a successful partnership is to make Credit Union services available to your employees. Then we ask that you take an active role in the relationship. We will provide materials and make site visits at your request and convenience. We also ask that you let us know what you need, and help us communicate the Credit Union benefit to your employees.

What Are Your Resources?

JHFCU is happy to supply materials and provide support. Just contact your Business Development Representatives at the numbers below, or you can print the following for immediate use.

SEG Representative Tools

  • Membership Application
  • Custodial Application
  • Payroll Deduction Form
  • Current Deposit Rate Sheet
  • Current Loan Rate Sheet

Fee Schedule

Contact Information

If you have any questions, comments, or concerns about the Johns Hopkins Federal Credit Union's benefits to your company, please contact our Sr. Business Development Specialist (below). We will be more than happy to help you in any way!

Debbie Johnson
Sr. Business Development Coordinator
2027 E. Monument St
Baltimore, MD 21205
410-534-4500 ext. 259