About Our Home Loans

Mortgage Options at JHFCU

JHFCU has an extensive mortgage program and has streamlined the process to provide faster time to settlement. We offer: 

JHFCU can provide financing for the purchase of primary and secondary residences. We also offer jumbo mortgages for amounts exceeding conventional limits.  

Why Select JHFCU

Competitive Rates – JHFCU offers competitive rates and a broad range of programs to provide our members excellent value based on their individual needs and situation.  Click here for mortgage rates, but note rates can change at any time, so please call 410-534-4500 x740 to confirm current offerings.

Local Servicing -- One of the benefits of choosing JHFCU for your mortgage is that you are dealing with an established, local organization. All loans approved and disbursed by JHFCU are held in the Credit Union portfolio. You do not have to send your payments out of state; your servicing is done here at the Credit Union. We maintain your escrow account and forward payments for taxes and insurance.  You can view your account and escrow in JHFCU’s Online Banking, and can transfer payments from your JHFCU Checking or Savings account.

Getting A Mortgage

What Do I Need and How Do I Apply?

Qualifying for a Mortgage—What Does It Take?

Closing Costs—What Are They?