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Fixed Rate Mortgage
The traditional fixed-rate, fixed-term mortgage works for borrowers looking for a set monthly payment for the life of the loan. -
Mortgage Refinance
Lower your monthly mortgage payments and save thousands of dollars over the life of your loan with a mortgage refinance. -
Home Equity Line of Credit (HELOC)
The Home Equity Line of Credit (HELOC) is a revolving line of credit that you set up and use as needed. You can pay down the balance and use the line again and again. Use it for any purpose, such as home improvements, tuition, wedding expenses, or whatever other needs you may have. -
Home Equity Loan
With a Home Equity Loan, you benefit from the stability of a fixed interest rate. You will receive the proceeds of the loan at settlement and can start using it for purchases right away. -
HomeFree Home Loan
A refinance mortgage with no closing costs that may benefit you if you are looking for a lower loan balance or shorter loan term. -
Home Improvement Loans
Want to enhance your home's value, but don't have the equity? Try a JHFCU Home Improvement loan, which offers a lower rate than our regular Anything loan, to make improvements such as fixing-up a leaky roof, repaving a driveway, or adding a deck to your backyard. -
80/10/10
Avoid mortgage insurance with this combination first mortgage/home equity option.
Demystifying Mortgages
On the surface, home ownership can seem like a smart and appealing option, especially if your mortgage payments work out to be lower than what you would be paying to rent. However, rushing into a mortgage can set you up for a ton of stress (financial and otherwise). Before you buy, check in with yourself to make sure that you’re well prepared, that the timing is right and that you’re doing it for the right reasons.