Deposit Options
| Deposit Service* |
Type of Deposit Accepted |
Accounts to which Deposits can be made |
Min/Max Amounts |
Processing time |
| Mobile DeposZip |
Check and Money Order |
All Accounts except IRAs |
$5000 unless exception made |
Checks under $500 are processed immediately; other deposits are processed the next business day. All deposits may be subject to holds. |
| DeposZip |
Check and Money Order |
All Accounts except IRAs |
$5000 unless exception made |
Checks under $500 are processed immediately; other deposits are processed the next business day. All deposits may be subject to holds. |
| ATMs** |
Check, Money Order, Cash |
Savings or Checking |
no max on cash/checks |
Cash- First $100 released immediately, the rest released on the next business day; Checks and Money Orders- First $100 released immediately, $100 the next business day, the rest released on 2nd business day unless otherwise notified by CU. All deposits may be subjected to holds. |
| At a Branch |
Check, Money Order, Cash |
All Accounts |
|
Cash- All available immediately Checks- First $100 released immediately, $100 released the next business day, the remainder released on 2nd business day unless otherwise notified by CU |
| Shared Branching |
Check, Money Order, Cash |
All Accounts except IRAs |
|
Cash- All available immediately Checks- First $100 released immediately, $100 released the next business day, the remainder released on 2nd business day unless otherwise notified by CU |
| By Mail |
Check or Money Order |
All Accounts |
no cash, no max on checks |
Checks and Money Orders- First $100 released immediately, $100 released the next business day, the remainder released on 2nd business day unless otherwise notified by CU |
| Payroll and Electronic Deposits |
Electronic |
All Accounts |
|
immediate |
| Direct Deposit |
Electronic |
Savings or Checking |
|
immediate *typically the night before payday |
| Payroll Deduction/ ACH splits |
Electronic |
All Accounts |
min $5 |
immediate |
| Wires*** |
Electronic |
All Accounts except IRAs |
no min or max |
Domestic wires submitted by 2 pm will be processed the same day provided that all information is legible and complete. International wires submitted by 11:00 am will be processed the same day provided that all information is legible and complete. |
While we do not directly participate in the Zelle Network®, your eligible JHFCU debit card may be enrolled in the Zelle app® to receive or send payment. Zelle and/or the other financial institution may limit transfer amounts. And as always, only send funds to known, trusted persons—there is little recourse to recover money sent through Zelle and other person-to-person payment systems.
*See Funds Availability Schedule for information on holds
**JHFCU ATM or Debit Card required
***See Fee Schedule for associated fees
Withdrawal Options
| Method of Withdrawal* |
Type of Withdrawal |
Accounts from which Withdrawals can be made |
Minimum/Maximum Amounts |
Processing Time |
| Branch |
Cash, official check or wire |
all (except IRAs or certificates) |
|
immediate
(Domestic wires submitted by 2 pm will be processed the same day provided that all information is legible and complete. International wires submitted by 11:00 am will be processed the same day provided that all information is legible and complete.)
|
| Online Banking |
Official Check, Wire Transfer
|
Savings, Checking, Money Market
Line of Credit (Official Check Only) |
|
3-5 business days
(Domestic wires submitted by 2 pm will be processed the same day provided that all information is legible and complete. International wires submitted by 11:00 am will be processed the same day provided that all information is legible and complete.) |
| ATM* |
Cash |
Savings, Checking |
$500 max daily |
immediate |
| TeleBranch 24 |
Official Check |
Savings, Checking, Money Market |
|
3-5 business days |
| Faxed request |
Official Check |
all (except IRAs or certificates) |
|
3-5 business days (check sent in mail) |
| Mailed request |
Official Check |
all (except IRAs or certificates) |
|
3-5 business days (check sent in mail) |
| Shared Branching |
Cash or Official Check (at many locations) |
all (except IRAs or certificates) |
|
immediate |
While we do not directly participate in the Zelle Network®, your eligible JHFCU debit card may be enrolled in the Zelle app® to receive or send payment. Zelle and/or the other financial institution may limit transfer amounts. And as always, only send funds to known, trusted persons—there is little recourse to recover money sent through Zelle and other person-to-person payment systems.
*JHFCU ATM or Debit Card required
**See Fee Schedule for associated fees