Rewards Credit Card

Rewards That Matter.

Use rewards for travel, gift cards, purchases with Amazon, and more**

Earn up to 4x points**

Earn an additional 10,000 bonus points after you spend $2,500 in the first 90 days

$0 annual fee

Earn Points With Every Purchase

4x points on Telephone, Utilities, Streaming Services

3x points on Dining, Food Delivery

2x points on Groceries, Gas, Discount Stores

1x points on all other purchases





Rewards You'll Love!

Virtual or physical gift card options available from $5 to $500

Pay with points for goods directly with various merchants

Reserve flights, hotels, car rentals, or cruises using points

Pay with points for purchases with Amazon, PayPal

Pay with points for purchases at BP/Amoco






Rewards Credit Card Features

  • No annual fee
  • Tap to Pay
  • 4x points on Telephone/Utilities/Streaming Services
  • 3x points on Dining/Food Delivery
  • 2x points on Groceries/Gas/Discount Stores (this includes Target and WalMart)
  • 1x points on all other purchases
  • Earn an additional 10,000 bonus points after you spend $2,500 on purchases in the first 90 days.
  • 1.99% for first 12 months on purchases, balance transfers, and cash advances
  • No minimum finance charge
  • 25-day interest-free grace period on all new purchases
  • Zero Liability Policy
  • Roadside Dispatch®
  • ID Navigator by NortonLifeLock
  • Mobile Wallet



“I love this credit union! They are very prompt with handling any questions or concerns and really put your needs first. The products they offer are top notch as well! Every time I go to one of the branches the staff is always very helpful and friendly! I am a member for life :)”

- Kristen F.



Get Your Rewards Credit Card Today!




*APR = Annual Percentage Rate. Rates are based on applicants’ credit and the type of credit card and may vary at JHFCU. Fee for foreign purchases is 1% of each transaction in U.S. dollars. Balance transfer fee is $5 or 2% of the amount of each transfer, whichever is greater. Cash advance fee is $5 or 2% of the amount of each advance, whichever is greater. There is a 1.99 intro APR for 12 months following the opening of your account; after that the variable rate of 18.00%-18.00% will apply to the unpaid balance and any new balance transfers.

**For every $1 you spend in purchases using your JHFCU Visa Rewards, you earn 2 times (X) points for groceries, 3X points for dining, 4X points for utilities, and 1X points for all other purchases. Points can then be redeemed for merchandise, travel or gift cards.