Platinum Credit Card

Platinum Credit Card

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The platinum standard for everyday credit.

Turn the stress of low limits down and the shine of endless possibilities up! Choose a brighter way to manage credit with our Visa® Platinum Card.

No Annual Fee
No Annual Fee
Competitive, Low Rates
Competitive, Low Rates
Interest-Free Period
Interest-Free Period
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Visa Platinum Card

Empower your spending with Visa Platinum! Whether you’re covering everyday expenses or planning for bigger moments, give your finances the ultimate flexibility to thrive with the strength of low rates and the support of high limits.

Features

  • No annual fees1
  • Low rates
  • No balance transfer fee
  • No minimum finance charge
  • No over-the-limit fee
  • 25-Day Interest-Free Grace Period on All New Purchases
Apply Now Balance Transfer

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Credit Card Security

For transaction disputes, your first step is contacting the merchant directly. They can often resolve issues faster by reversing incorrect charges. If the problem persists, you can contact JHCU, and we'll assist you in filing a claim through Visa. Keep in mind, this process may take up to 120 days.

If you discovered fraudulent or suspicious transactions associated with your credit card, please contact us at 410-534-4500 or 1-800-543-2870 as soon as possible to prevent further damage.

For lost, stolen or otherwise damaged cards, please contact us.

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Helpful Resources
Checking Accounts
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Financial Education
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Calculators
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Loan Rates
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Credit Score Monitoring
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Our Rates

Loan Type
Intro APR*
APR* as low as

Visa Platinum Credit Card

Intro APR*
--
APR* as low as
7.90
%
Steps to Apply

Applying is fast and easy.

1
Apply Online
Apply and submit an application easily online in minutes.
2
Get Approved
We’ll review your application and let you know when you’ve been approved.
3
Get Your Card
Receive your card in the mail and you're all set! Cards are typically processed within 3 to 5 days before being mailed.
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Personalize your financial roadmap with JHCU

Create a plan tailored to your goals, income, and life stage. Start building a clearer path toward financial confidence today.

Get Your Roadmap
FAQs

Frequently Asked Questions

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Contact Us

Ask about our

Platinum Credit Card

Getting in touch with us is easy. Just fill out our short contact form and a representative will contact you as soon as possible.

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ld@jhfcu.org
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Disclosures

*APR = Annual Percentage Rate.

1Rates are based on applicants’ credit and the type of credit card and may vary at JHCU. Fee for foreign purchases is 1% of each transaction in U.S. dollars. Cash advance fee is $5 or 2% of the amount of each advance, whichever is greater.

Your trusted partner in mind, money, and wellness.

Open an Account
Routing Number:
252076235
NMLS#:
509565
Local Phone:
410.534.4500
Toll-Free Phone:
800.543.2870

Johns Hopkins Credit Union (JHCU) is a federally chartered credit union completely independent from Johns Hopkins University, Johns Hopkins Health Systems, and any of the Johns Hopkins schools, hospitals, or programs. JHCU holds a license to use the “Johns Hopkins” registered mark. JHCU serves the employees, students, retirees and Alumni Association members of the Johns Hopkins University, employees and retirees of the Johns Hopkins Health System and its hospitals, and employees and retirees of other select entities. JHCU is wholly owned by its members. Neither Johns Hopkins University nor Johns Hopkins Health Systems select, endorse, or are responsible for the goods and services offered by JHCU.

If you are using a screen reader for the visually impaired and are having problems using any part of this website or any of JHCU's websites, please call 800-543-2870 during normal business hours for assistance. For more information please see our website accessibility statement.

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