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Earn 4.00% APY* with a 11-Month Share Certificate
Earn While You Save
What are you saving for? We can Help.
Limited Time! Lock in Your 4.00% APY* Share Certificate Now!
Limited Time! 4% APY* 11-month Share Certificate
What are you saving for? Maybe it’s an emergency fund, your next big purchase, or you’re simply letting some money sit until you have a plan.
Regardless of your why, if you have savings you want to grow, we can help you make the most of it! Right now, we’re offering a 4.00% APY* 11-month Share Certificate designed to do exactly that.
Share Certificate 101
What’s a Share Certificate?
A Share Certificate is a safe and secure way to save that allows you to set your money aside for a specific term with a guaranteed return. Instead of letting your savings sit until you’re ready to use it, a Share Certificate can help your money to grow while you work toward your goals.
How Does it Work?
- Choose how much you want to save. Set aside an amount that works for your goals.
- Select your term. Decide how long you’re comfortable leaving your funds in a Share Certificate.
- Watch your savings grow. Your term determines your fixed rate, giving you a predictable return throughout the life of your Share Certificate.
Why You'll Love It:
A Share Certificate gives can't-beat benefits like guaranteed growth, short-term commitment, and effort-free earning, offering a simple way to make more of your savings.
Earn While You Save
Share Certificates are a reliable, secure, low-risk way to grow your savings. Share Certificates are the credit union version of banks' Certificates of Deposit (CDs), offering a fixed term and better rates than traditional checking accounts. JHCU offers a variety of terms with minimums as low as $500. Start growing your savings today!
When you purchase a Share Certificate you'll get:
✔ Guaranteed Returns
With a Share Certificate, you're locking in a fixed rate for the duration of your term, ensuring growth.
✔ Flexibility
Choose from a range of term lengths that work best for your goals. Consider selecting a series of certificates to “ladder” your maturities.
✔ Higher Yields
Enjoy higher yields compared to a regular savings account, allowing your money to work harder for you.
✔ Security
Federally insured by the NCUA up to $250,000, your money is safe and secure when you invest in a certificate with us.
Ready to get started?
Open a Share Certificate through Online Banking, give us a call, or stop by a branch today.
1. APY=Annual Percentage Yield. Rates are subject to change. Fees could reduce the earnings on the accounts. Early withdrawal penalty may be imposed.
Please see your IRA Agreement for restrictions and penalty information.
Consult a tax advisor.
