Apply for a Loan

We offer a wide range of loans designed to fit your financial needs. Whether you're looking to buy a new car, finance a home, or cover unexpected expenses, our competitive rates, flexible terms, and personalized service make borrowing easy.

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What happens after you apply?

Once we receive your application, you will be contacted by phone and/or email as soon as possible. You may be asked to provide additional information including:

  • A copy of your most recent pay-stub or other proof of income
  • The purchase order, if you're purchasing a car
  • A list of the bills you wish to pay off, for bill consolidation
  • Other documents, depending on loan type and application
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Non-U.S. Citizens

We require a copy of your permanent resident card or proof of U.S. residency (i.e., Visa).

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Loan Options

Find the right loan for you.

Solutions for every stage of life and every financial goal.

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Home Loans

From conventional mortgages to our 100% Mortgage Loan, we have options to suit your needs—whether you’re buying, refinancing, or upgrading. Let JHCU help you make your dream home a reality.

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Auto & RV Loans

Flexible auto loan options for financing, refinancing, and purchasing both new and used vehicles. Learn about our Blank Check Auto Loan and shop like a cash buyer with a pre-approved amount in hand. Drive home the perfect vehicle with a loan that fits your budget and lifestyle.

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Personal Loans

From everyday needs to unexpected challenges and seasonal expenses, our personal loan options are designed to help you move forward with support and stability.

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Credit Cards

JHCU’s Visa Credit Cards come with built-in chip technology and offer low competitive rates, no annual fee, and no balance transfer fee. Even earn points with our Rewards Visa Credit Card or get started with our “Starter” Visa.

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Questions? We're here to help.

Talk to a loan specialist today.
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800.543.2870

Your trusted partner in mind, money, and wellness.

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Routing Number:
252076235
NMLS#:
509565
Local Phone:
410.534.4500
Toll-Free Phone:
800.543.2870

Johns Hopkins Credit Union (JHCU) is a federally chartered credit union completely independent from Johns Hopkins University, Johns Hopkins Health Systems, and any of the Johns Hopkins schools, hospitals, or programs. JHCU holds a license to use the “Johns Hopkins” registered mark. JHCU serves the employees, students, retirees and Alumni Association members of the Johns Hopkins University, employees and retirees of the Johns Hopkins Health System and its hospitals, and employees and retirees of other select entities. JHCU is wholly owned by its members. Neither Johns Hopkins University nor Johns Hopkins Health Systems select, endorse, or are responsible for the goods and services offered by JHCU.

If you are using a screen reader for the visually impaired and are having problems using any part of this website or any of JHCU's websites, please call 800-543-2870 during normal business hours for assistance. For more information please see our website accessibility statement.

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