Exclusive Offer
Hit the road this summer with rates as low as 4.49% APR!2
Whether you’re replacing an aging car, making room for your growing family, or finally driving something you love, we’re here to help make it happen.
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Apply for a Loan
We offer a wide range of loans designed to fit your financial needs. Whether you're looking to buy a new car, finance a home, or cover unexpected expenses, our competitive rates, flexible terms, and personalized service make borrowing easy.
What happens after you apply?
Once we receive your application, you will be contacted by phone and/or email as soon as possible. You may be asked to provide additional information including:
- A copy of your most recent pay-stub or other proof of income
- The purchase order, if you're purchasing a car
- A list of the bills you wish to pay off, for bill consolidation
- Other documents, depending on loan type and application
Non-U.S. Citizens
We require a copy of your permanent resident card or proof of U.S. residency (i.e., Visa).
Loan Options
Find the right loan for you.
Solutions for every stage of life and every financial goal.
Home Loans
From conventional mortgages to our 100% Mortgage Loan, we have options to suit your needs—whether you’re buying, refinancing, or upgrading. Let JHCU help you make your dream home a reality.
Auto & RV Loans
Flexible auto loan options for financing, refinancing, and purchasing both new and used vehicles. Learn about our Blank Check Auto Loan and shop like a cash buyer with a pre-approved amount in hand. Drive home the perfect vehicle with a loan that fits your budget and lifestyle.
Personal Loans
From everyday needs to unexpected challenges and seasonal expenses, our personal loan options are designed to help you move forward with support and stability.
Credit Cards
JHCU’s Visa Credit Cards come with built-in chip technology and offer low competitive rates, no annual fee, and no balance transfer fee. Even earn points with our Rewards Visa Credit Card or get started with our “Starter” Visa.
Questions? We're here to help.
Talk to a loan specialist today.
