Holiday Loans

Holiday Loans

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Deck the halls without draining your budget!

Spread cheer with financing for the season! Whether you’re hosting, traveling, or love to leave no doorway undecorated, do it with a Holiday Loan.

Competitive, Low Rates
Competitive, Low Rates
Fixed Rates
Fixed Rates
Quick Access to Funds
Quick Access to Funds
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Holiday Loan

From hosting holiday parties to prepping the perfect holiday meal, fund your festive plans without adding extra strain on your pocket!

Online applications open October 24th, or stop by your local Johns Hopkins branch starting November 20th. Applications close December 30th.

‍Features & Benefits

  • Competitive low rates
  • Borrow up to $1,200
  • Terms up to 12 months1
Check back October through December when these accounts are available.

‍

Winter Wonder Line of Credit

Keep your finances feeling holly and jolly with our Winter Wonder Line of Credit! Whether you're tackling holiday shopping or planning to travel, spread cheer no matter your budget.

First time opening a Winter Wonder Line of Credit?

Online applications open October 24th, or stop by your local Johns Hopkins branch starting November 20th. Applications close December 11th.

Access your funds through Online and Mobile Banking or in person at your local JHCU branch. 

Returning Winder Wonder Line of Credit holder?

Access your funds from October 15th to December 15th through Online and Mobile Banking, or in person at your local JHCU branch.

To be eligible:

  • You must be a full-time employee (32+ hours/week) of Johns Hopkins University or a Johns Hopkins affiliate and provide two recent pay stubs.
  • You must be able to provide a valid government-issued ID—Driver's License, State-Issued ID, and/or Passport.
  • You must authorize JHCU to obtain a current credit report.
  • Your JHCU account must be in good standing (no past-due loans, no negative share account balances, and no previous charged-off loans or shares).
  • Your JHCU account must not be subject to any court-ordered garnishments or wage attachments.
  • If you have a JHCU share draft checking account, you may not have more than nine (9) non-sufficient fund (NSF) items allowed per calendar year.
Note: Representatives can’t authorize Winter Wonder Line of Credit transfers over the phone.

‍Features & Benefits

  • Competitive low rates
  • Borrow up to $1,750
Check back November through December when these accounts are available.
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Our Rates

Loan Type
Term
APR* as low as

Winter Wonder Line of Credit

Term
Available Oct thru Dec
APR* as low as
%

Holiday Loan

Term
Available Oct thru Dec
APR* as low as
%
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FAQs

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Holiday Loans

Getting in touch with us is easy. Just fill out our short contact form and a representative will contact you as soon as possible.

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Disclosures

1APR=Annual Percentage Rate. Rates are determined by an evaluation of the applicant’s credit, loan-to-value (LTV), and upon refinancing your non-JHFCU loan. Your actual rate may vary. Requires a credit pull. Rates are subject to change. Calculate estimated payment.

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Routing Number:
252076235
NMLS#:
509565
Local Phone:
410.534.4500
Toll-Free Phone:
800.543.2870

Johns Hopkins Credit Union (JHCU) is a federally chartered credit union completely independent from Johns Hopkins University, Johns Hopkins Health Systems, and any of the Johns Hopkins schools, hospitals, or programs. JHCU holds a license to use the “Johns Hopkins” registered mark. JHCU serves the employees, students, retirees and Alumni Association members of the Johns Hopkins University, employees and retirees of the Johns Hopkins Health System and its hospitals, and employees and retirees of other select entities. JHCU is wholly owned by its members. Neither Johns Hopkins University nor Johns Hopkins Health Systems select, endorse, or are responsible for the goods and services offered by JHCU.

If you are using a screen reader for the visually impaired and are having problems using any part of this website or any of JHCU's websites, please call 800-543-2870 during normal business hours for assistance. For more information please see our website accessibility statement.

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