Moving to Baltimore

Welcome to Charm City! Discover vibrant neighborhoods, great eats, and hidden gems.

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Welcome to Baltimore!

Baltimore wonderfully blends old and new with its vibrant, eclectic neighborhoods. Take a stroll along the historic cobblestone streets of Fells Point or view contemporary art exhibitions at the Inner Harbor's modern galleries. This port city maintains its rich history while continually reinventing itself. 

This relocating to Maryland guide will quickly get you up to speed. We’ll show you the best places to live, work, and play. Dive into insider tips from locals who intimately know Baltimore's neighborhoods, foods, arts, and culture scenes. Let us help you write your own love story with Charm City.

Cost of Living in Baltimore

Baltimore offers reasonably priced and affordable living compared to the national average. You'll find competitive rent and home prices in many great neighborhoods. Of course, living closer to downtown or the Inner Harbor tends to mean higher housing costs. However, opting for a slightly longer work commute opens up many options for more affordable accommodations.

The median annual salary in Baltimore is about $40,000. The typical rent for a two-bedroom apartment hovers around $1,800 per month. Average home prices are in the low $400,000 range. Typical professional wages mean most residents can afford a comfortable standard of living.

 
 

Best Neighborhoods in and around Baltimore

From trendy areas to family-friendly communities, Baltimore neighborhoods have unique vibes and personalities.

Here are some of the best places to live in Baltimore: 

  • Canton - Trendy neighborhood with boutique shops, bars, and waterfront access
  • Fells Point - Historic charm mixed with vibrant nightlife and dining
  • Ellicott City - Just outside the city, discover a unique downtown filled with character and diverse shopping opportunities.
  • Mount Vernon - Central location with grand architecture and cultural attractions
  • Roland Park - Family-friendly enclave with excellent schools and community feel
  • Locust Point - Charming waterfront community of row homes and parks
  • Hampden - Quirky shops and eateries line "The Avenue" in this artsy spot
  • Riverside Park - Quiet neighborhood near the scenic Inner Harbor
A skyline view of downtown Baltimore.
 

Things to Do

Baltimore offers many exciting things to do for visitors and residents. Museums provide informative exhibits focused on science, history, and art. 

Large parks, winding trails, and scenic waterfronts offer many recreational options. The trendy neighborhoods have ample dining, shopping, and entertainment opportunities.

Various professional sports teams, big conventions, and annual events guarantee nonstop activities year-round.

Be sure to check out these great local hotspots:

  • National Aquarium - Iconic aquarium with thousands of aquatic creatures
  • Fort McHenry - Historic fort and birthplace of the national anthem
  • Federal Hill - An area steeped in rich American history and panoramic views of the Chesapeake Bay.
  • American Visionary Art Museum - Eclectic collection of outsider/folk art
  • Inner Harbor - Waterfront promenade with shops, restaurants, ships—and crab cakes!
  • Clipper Mill - Trendy complex with yoga, boutiques, and cafes
  • Fells Point and Canton - Hip neighborhood hubs for bar-hopping
  • Artscape - Massive free annual arts festival
  • Orioles and Ravens Games - Baltimore's beloved baseball and football teams
An aerial view of M&T Stadium in Baltimore, Maryland.
 

Benefits of Joining JHFCU

Competitive Rates

We offer rates on savings and certificates that are typically better than large banks.

 

Affordable Loans

Our mortgage, auto, and personal loans have lower interest rates.

 

Fewer Fees

We don't nickel and dime you with fees.

 

Personalized Service

Enjoy customized care and financial guidance from our team of experts.

 

 

How to Join

Step 

1

Apply Online or at a Branch

Click the button below to apply online or stop by one of our branches.

 

Step 

2

Provide Your Info

We’ll ask you for a few details, including the necessary documents.

 

Step 

3

Welcome Aboard!

Congratulations! You’re now a JHFCU member. Explore our website to see the wealth of benefits you’ve just unlocked!

 

Get Started

 

Featured Products

Free Rewards Checking Account

Get cash back on everyday purchases with our premium checking account. Automatically earn rewards without the hassle of loyalty cards or coupons. The more you use your debit card, the more cash back you receive.

 

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New and Used Vehicle Loans

Our auto loans offer competitive rates with flexible terms for new and used vehicles. Quickly get on the road with fast approval and helpful guidance from our staff. Apply online now to cruise into your next ride.

 

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Mortgage Options

We offer a variety of mortgage products to meet your home financing needs. Our experienced team will guide you through the process with competitive rates and flexible options. Contact us when you're ready to explore purchasing a home or refinancing your mortgage.

 

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★★★★★

"If you are able to join this credit union then you should! I've had nothing but good experiences. I recently refinanced my car loan and the JHFCU saved me 5% on my rate! You can't beat that. Also, my loan associate was very nice, respectful, knowledgeable, and professional. Holly wrapped up my paperwork in less than a week. I am very happy with the credit union. I had my daughter join. She cannot appreciate the benefit being in college, but she will when it's time to buy a house, a car, or another major purchase."

– Tammy B., Baltimore, MD

 

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Moving to Baltimore FAQs

  • How do I open a checking account at JHFCU?
    Existing members can visit a branch or log in online and open a checking account through their account portal. If you're not a member, you'll first need to complete the membership application by clicking the link above. You can then choose to open a checking account on your membership application.
  • How easy is it to refinance my car with JHFCU?
    Refinancing your car is quick and easy with our streamlined online application and fast approval process. You can also stop by one of our branches to speak to a specialist about refinancing your existing loan.
  • How can I move my bills in auto-pay to my new checking account?
    Simply log into online banking and navigate to the Bill Pay section. You can easily switch any recurring payments to your new checking account. The process takes just a few minutes per bill to update your payment details. If you need assistance shifting your automatic payments to your new JHFCU account, just contact us.
  • What is public transportation like in Baltimore?
    Baltimore offers many close proximity public transportation options. These include the subway, light rail, buses, MARC trains, and affordable rideshares that provide easy access around the city.
  • How are the public schools in Baltimore County?
    Baltimore County public schools have great rankings. The county has excellent elementary, middle, and high school options. The private schools in the area tend to rank higher than the national average.
  • What are some benefits of living close to Johns Hopkins University?
    Living near Johns Hopkins University provides access to lectures, events, libraries, and more. Aesthetically, there is beautiful architecture, such as the row houses in historic neighborhoods. Many Baltimore areas still retain their small-town charm.
 

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Home Improvement Loan

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