Budgeting Videos

  • Owning vs. Renting a Home

    Whether it’s better for you to own or rent your home ultimately comes down a combination of personal and financial factors. Which factors are most important to you?
  • Know Your Checking Account

    Balancing your checkbook gives you power—the power of knowing exactly how much money is available to you. Whether you use a checkbook register, a spreadsheet on your computer or an app on your mobile device, balancing your checkbook is a good habit to form.
  • Building A Budget

    In this guide, we’ll be using the 50/30/20 budget as a starting point. It was first introduced in a book written by Elizabeth Warren and Amelia Warren Tyagi, but has since been widely adopted as an effective intro to budgeting.
  • Writing A Business Plan

    Whether your business is a fragment of an idea or already up and running, writing a business plan is a versatile and powerful tool that will help you run your business thoughtfully and successfully.
  • Using Your Credit Card

    A little bit of knowledge and self-discipline is all it takes to successfully use the “pay it in full and on time” strategy. This approach allows you to fully enjoy the convenience and rewards of your credit card while contributing to a positive credit history that will serve you well when it comes time to make a large purchase. There’s no need to be shy when using your credit card responsibly.
  • Pay Yourself First

    Paying yourself first is an effective savings strategy because it takes willpower right out of the equation. Rather than struggling to increase your self-control, you simply reduce your need to put it in action.
  • Growing Your Money Locally

    Find out a few creative ways that you can boost your local economy without spending a single cent.
  • Don't Bank Boring. BANK AWESOME!

    See one of our prior JHFCU interns explain credit unions.
  • After Graduation -- Work or College

    Whether you start out by getting a degree or by joining the workforce, your career path should be designed to lead you to your dream job.
  • Acing The Job Interview

    In preparing for a job interview, it’s easy to focus on how you’re meeting others’ expectations of you, instead of considering what expectations you have for your next job and future employer. The three mindsets outlined in this video serve as gentle reminders that, despite its unknowns and stresses, the job interview is ultimately an empowering experience that brings you closer to your career goals, and your life goals.
  • Buying a Used Car

    Whether you are buying a car privately or from a dealer, credit unions are often an overlooked source of legitimate and affordable auto financing. Many people make a mistake in thinking that they can’t get a loan to buy a better car, so they end up settling for a junker.
  • Student Loans 101

    Whether you’re a first-time student or a returning student, it’s in your absolute best interest to whittle down your education costs as much as possible before considering a student loan or alternative financing option. Your future self will thank you.
  • Income Essentials

    Finding your dream career is challenging on its own, and only made more difficult by others’ expectations and our own biases. Be mindful of your goals—any job that helps you achieve them is a benchmark for success. Remember that interests and skills change and develop over time, and therefore the need to make and reassess your career goals will continue through high school, college and beyond. Your career is important, and it deserves some serious reflection time.
  • Good vs Bad Spending

    The act of creating a budget contributes to your ability to follow it through. It solidifies your values, it promotes competence and it highlights your achievements as you work through it. Incorporating Prioritize, Track, Reward into your budgeting method of choice will boost your motivation while tackling your personal finance goals at the same time.
  • Earning Money Online

    While some of us dream of a wildly successful Internet career, the rest of us are happy to settle for online earnings that are a little more modest. Thousands of money-making opportunities are just a web search away. Whether you’re selling your old stuff, scoping out freelance opportunities or running your own digital storefront, there are tools and resources to help you along every step of the way.
  • Rule of 72

    Everyone has some idea of what it means to be money smart — however, whether or not you’ve acted on that idea is a different story! There are a few nuggets of financial wisdom in particular that are echoed so many times in articles, blog posts and TV segments that they become clichés, albeit practical ones. Curb your spending. Pay off your debt. Contribute to your savings early and often. Compound interest is your friend. Start saving now and watch your money grow.
  • Organizing Your Finances

    Sorting through financial documents is a pretty straightforward process once you figure out how long you need to hang onto specific types of documents. Doing a periodic cleanup will save you time and hassle in the long run, and will keep your desk drawers and filing cabinets clutter-free in the meantime!
  • How to Save On Groceries

    We tend to be creatures of habit; as a result, it can be difficult to introduce change into our routines. Not every generic product you try will be a winner, but that doesn’t mean that there aren’t any generic winners out there! Instead of overhauling your entire shopping list all at once, try swapping out one or two products every time you go to the store and see what works for you. Over time, you’ll be able to keep your household running while saving some cash at the same time
  • Living On Your Own

    Living on your own for the first time can be empowering. It means having independence and all the things that come with it. Some of those things—like not having to share a bathroom—are wonderful. Others—like killing spiders yourself—are not so fun. And leading the pack in the not-so-fun category: bills.
  • Emergency Fund Boot Camp

    The reality is that emergency expenses come in many forms and that there are less traumatic examples out there that would be equally good at messing up your financial situation, so it might make more sense to think of your emergency fund as a “life happens” fund.