Join JHFCU Today

Banking by and for the Hopkins community.

Savings • Free Checking • Loans

For over 50 years, JHFCU has put our members and their financial objectives first, providing exclusive benefits and competitive, high-quality services suited to each member's unique financial journey. Our goal is not only to provide a seamless banking experience for our members, but also to foster, empower, and support the community in which we reside. 

Are you ready to unlock your financial potential? Choose one of the accounts below to get started today!


Share Savings Membership Account and Optional Checking

The basic membership account for most adult individuals, this Savings account earns dividends. Once established you can add a Checking, Money Market, Holiday Club or other accounts to meet your money management needs.


Apply Now



Share Savings and Checking for International Members (or anyone without a Social Security Number)

This non-dividend Savings account can be opened by individuals who haven't yet acquired a US Social Security Number. Pair it with a non-dividend Checking account.


Apply Now


Helpful Information

Who Can Join

JHFCU membership is open to employees, students, alumni and retirees (and their families) of most Johns Hopkins institutions and other affiliated groups; Check our full list of membership eligibility if you have any questions.

What to Have Ready

The initial application process is quick but you'll be asked a series of questions to help us verify your identity and eligibility. You will also be required to upload documentation, so you will need to have these documents close by.

Need a Loan?

You can request your loan as part of your membership application...we'll process both!


Want to join in person? 

Make an Appointment


"I have been a member for over 25 years and that is a great track record by anyone's standards. Keep up the good work!"

– Deborah W., Baltimore, MD


Membership FAQs

  • Do I have to join online?
    No, you may visit any of our branch locations or send an email to [email protected]!
  • What documents do I need to open my account?

    Please have the following documents handy:

    • Your Social Security or tax ID number
    • Your government-issued ID (i.e. State-issued driver’s license/ID or US passport in English.)
    • Your proof of eligibility for membership (i.e. Student or staff ID, JHU alumni card, paycheck stub, etc. If eligible through a family member, please have their name and last 4 digits of their Social Security number available.)
    • Proof of your current physical address may be required if the address on your government-issued ID is not current (i.e. Change of address card [Maryland only], a recent utility bill, valid [non-expired] lease agreement signed by landlord and tenants, or any piece of mail sent to the current address containing a post-marked date within the past 30 days.) NOTE: a PO Box is not a valid form of a physical address.
    • If you wish to apply for a loan, we may require proof of income, but let’s get your new JHFCU account opened first.
Questions? We would love to hear from you! Email us at [email protected] or call us at 410-534-4500.