Vehicle Loans


Having a trusted partner like Johns Hopkins Federal Credit Union can make your buying experience much easier. Our team of dedicated experts know the ins and outs of car buying. Whether you have questions or just want your loan approved quickly so you can start shopping, JHFCU can help you through the entire process.

Blank Check Auto Loan - Get Pre-approved. Shop with Blank Check.Learn More

New & Used Car Loan

No Payments for up to 90 Days!**

Apply now - New or Used

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Auto Loan Refinancing

See how you could Save with JHFCU!

Apply now - Refinance

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Other Vehicle Financing Options

If you are looking to finance another type of vehicle look no further! We offer financing options for new and used boats, motorcycles, RV’s and more. Check out our rates or apply today to help drive your next adventure.  



The Many Benefits of Financing With JHFCU

Get the same great rates and exceptional support you’ve grown to love.

Quick and Easy

After a quick pre-approval, you’re off to shop with one of our “blank checks.”


Competitive Rates

With the most competitive rates you save more.

Flexible Terms

Borrow and set up your monthly payments the way it works best for you.

Buy Where You Want

Whether it’s from a private seller or a dealership, we’ve got you covered.***

No Prepayment Penalties

Pay off your loan when and how you choose.


"A total solution: attractive product (flexibility of blank check car loan, low interest rate) AND responsive, personalized service. "

- P. B.


Vehicle Protection

GAP, Debt, or Major Mechanical Protection can help protect you against unforeseen expense.

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Calculate Your Payment

Determine what your estimated monthly car loan payment or your car purchase price could be.

Calculate Now

Contact our Lending Department at 
[email protected] or 410-534-4500 if you have any questions.

Auto Loan FAQ

*Valid on New and Used cars purchased within your state of residence only. Check valued up to the pre-approval amount. Other restrictions apply.

**By skipping your first payments, up to 90 days, you extend your maturity date approximately up to three months. Credit insurance coverage you have on this loan does not cover any deferred payment. Since loan interest still continues to accumulate, your final payment on this loan may increase. This option is subject to change or may be discontinued at any time.

***The vehicle must be no more than 10 years old, and all must have under 125,000 miles.