Guaranteed Asset Protection (GAP)

The most dangerous time to drive has nothing to do with hours of the day or months of the year. It’s the first few years you own your vehicle. If it’s in an accident and can’t be repaired, or a stolen vehicle that can’t be recovered, you could owe thousands more than insurance covers. GAP Advantage eliminates or reduces the difference between what the insurance covers and the amount you owe on your loan.


Debt Protection

Even the most responsible person can be hit with bills they can’t pay, damage to their credit score, and even repossessions when unexpected illness, injury, or death eliminates their ability to earn a paycheck.


Major Mechanical Protection (MMP)

With MMP, You Can Get the Most Out of Your Mileage! With MMP from JHFCU, you can protect yourself against the expense of future costly repairs.