A Smarter Way to Grow Your Savings
A Money Market Account (MMA) is a powerful tool that helps you to make the most of your savings. A Money Market is an interest-bearing account that functions similarly to a savings account but offers easier access to your funds. JHFCU offers Money Market accounts with minimums as low as $2,500, with higher yields on balances up to $250,000!
When you open a Money Market you'll get:
Competitive Interest Rates - Earn more on your money compared to traditional savings accounts.
Easy Access - There's no minimum term and no penalty for withdrawals.
Flexibility - If your balance falls below the $2,500 minimum, you'll get the Share Draft Checking rate.
Ready to put your money to work? Take the next step and diversify your savings portfolio! Log into online banking or stop into a branch to get started.
| MONEY MARKET** | |||||
| Min. Balance to Obtain APY | APY* | Dividend | |||
| $2,500 | 0.90% | 0.90% | |||
| $10,000 | 0.98% | 0.98% | |||
| $25,000 | 1.01% | 1.01% | |||
| $50,000 | 1.31% | 1.30% | |||
| $100,000 | 1.38% | 1.37% | |||
| $250,000 | 1.38% | 1.37% | |||
| *APY=Annual Percentage Yield. The above accounts are variable rate accounts and rates are subject to change. The Annual Percentage Yields (APYs) are accurate as of May 1st, 2025. Fees could reduce the earnings on the accounts. JHFCU is a member-owned financial cooperative which pays dividends based upon available earnings. Federal regulations prohibit the payment of dividends in excess of earnings. **Money Market Balances that fall below $2,500 will earn a dividend equal to the current Share Draft Checking rate. |
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