Find Your Home Financing Solution with JHFCU
At JHFCU, we’re here to make homeownership and home improvement within reach. Whether you’re buying your first home, refinancing, or tapping into your home’s equity, our flexible mortgage and home equity options are designed to meet your unique needs. We’re with you every step of the way—ready to answer your questions and provide personalized support throughout the entire homebuying process. Discover how JHFCU can help you achieve your home goals today.
Discover the Benefits of a JHFCU Home Loan
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Competitive Rates
Enjoy attractive rates and programs tailored to your unique needs.
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Flexible Terms
Choose the ideal loan length and payment plan that best fits your budget.
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Streamlined Process
Experience a smooth home loan experience with less paperwork hassle.
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Local Decision-Making
Get the personalized attention your home loan deserves.
Our 100% Mortgage helps first-time buyers purchase a primary residence without a down payment or private mortgage insurance.* Learn more.
Our Physician's Mortgage offers up to 100% financing and a set payment for the life of your loan.* Learn more.
The traditional fixed-rate, fixed-term mortgage works for borrowers looking for a set monthly payment for the life of the loan. Learn more.
ARMs begin with a fixed rate for a set period, then adjust twice a year based on market conditions. Learn more.
Lower your monthly mortgage payments and save thousands of dollars over the life of your loan with a mortgage refinance. Learn more.
A refinance mortgage with no closing costs that may benefit you if you are looking for a lower loan balance or shorter loan term. Learn more.
Whether you're renovating, buying a vehicle, or paying for education, our home equity options offer smart, flexible financing. Learn more.
More Financing Options for You
Rewards Credit Card
Use rewards for travel, gift cards, purchases with Amazon, and more. Earn up to 4x points and earn an additional 10,000 bonus points after you spend $2,500 in the first 90 days. All this with $0 annual fee!
Anything Loan
Get fast financing for car repairs, vacations, medical bills, and more. It's also a great way to build credit and consolidate debt.
Other Loans
Whether you're seeking a personal line of credit, a shared secured loan, or financing for a boat or RV, we have the perfect solution for you!
*Johns Hopkins Federal Credit Union (JHFCU) is a federally chartered credit union completely independent from Johns Hopkins University, Johns Hopkins Health Systems, and any of the Johns Hopkins schools, hospitals, or programs. JHFCU holds a license to use the “Johns Hopkins” registered mark. JHFCU serves the employees, students, retirees and Alumni Association members of the Johns Hopkins University, employees and retirees of the Johns Hopkins Health System and its hospitals, and employees and retirees of other select entities. JHFCU is wholly owned by its members. Neither Johns Hopkins University nor Johns Hopkins Health Systems select, endorse, or are responsible for the goods and services offered by JHFCU. Equal Opportunity Lender | Federally Insured by NCUA | NMLS #509565.