JHFCU Car-Buying Service, Powered By TrueCar®

Start your next car search – for a new or used vehicle – with JHFCU's Car-Buying Service, powered by TrueCar®.
Members receive an average savings of $1,824 off MSRP* on new cars.

Take control of your car-buying experience with no-hassle online car shopping. JHFCU can help you shop, research, and save time and money from the comfort of your home. Research the make and model, read reviews, and get pricing—all in one place! Plus, no payments for up to 90 days!**

New cars
– See what others paid for the new car that you want, then get real pricing on in-stock vehicles.

Used Cars – Find great local deals on quality pre-owned inventory before going to the dealership.

Certified Dealers – Access a nationwide network of 16,000+ Certified Dealers committed to price transparency and an exceptional car buying experience.

Visit TrueCar

How the Program Works

First, get pre-approved with our Blank Check Auto Loan. With this loan you can visit the dealership, sign the check, and drive away, it's that simple!

Then, Research and Shop for Your Vehicle:

  1. Research a vehicle based on your preferences, and see what others in your area paid for the car you want using our customized TrueCar site.

  2. Select the vehicle that is the best fit, and receive a upfront price offer, showing a dealer-provided price on the car with the options you selected. 

  3. Use your upfront price offer and Blank Check at the dealership for a hassle-free car-buying experience. NEW: Choose to have your vehicle delivered to you and complete your paperwork at home. Participating dealers only.

Untitled Document
Find a NEW Car
*Invalid Zip
Find a USED Car
*Invalid Zip


Trading in or selling your vehicle?  A TrueCar Trade allows you to see the value of your car and get a True Cash Offerin minutes! A True Cash Offermeans you get a check directly from a Certified Dealer. These offers are guaranteed, pending a confirmation appointment.

 Here is how it works:

  • Begin the process by either submitting a license plate number or VIN. You will receive an estimated range by submitting basic vehicle information.
  • You will then be asked a series of questions about your vehicle’s Color, Options, Mileage, Condition, ect. to determine an accurate True Cash Offer.
  • A breakdown of your True Cash Offer™ is provided as well as the option for how you would like to be contacted by a Certified Dealer (email/phone/both). This True Cash Offer™ is valid for 3 days and subject to inspection by the dealer.


What is JHFCU's Car-Buying Service Powered by TrueCar?

JHFCU Car Buying Service powered by TrueCar® is an information and technology platform that enables potential car buyers to communicate with TrueCar Certified Dealers for a great car-buying experience that’s easy to navigate, educational, and less stressful than traditional car-buying experiences of the past. Potential car buyers can shop for both new and used autos to find the perfect deal and even get the value on their current car.

Why Use The JHFCU Car-Buying Service?

Buy From Home - Search top brands and get upfront price offers from the comfort of your home. When you're ready, connect with local Certified Dealers to discuss vehicle delivery and remote paperwork options.

Get the Actual price for the vehicle you want - You get an upfront, personalized price from a dealer online, including manufacturer incentives and discounts. You know what you’ll pay for your new car before going to the dealership.

Guaranteed savings – Browse new car dealer inventory and search pre-owned inventory, select the vehicle that is the best fit, and receive a Guaranteed Savings Price. Save an average of $1,824 off MSRP* on new cars using TrueCar.

Exclusive Perks – Being a member has its perks! For new cars, you will receive exclusive member-only manufacture incentives, if available and member-only discounts on used cars, saving hundreds off the list price.

Certified Dealers – You have access to a nationwide network of over 16,000 TrueCar Certified dealers committed to providing you with a great car buying experience, total price transparency, and dedication to great service. Your Certified Dealer will find in-stock vehicles that match what you are looking for.

Over 700K pre-owned vehicles to choose from – Browse quality pre-owned vehicles and know the condition of the car before heading to the dealership. You are able to get free CARFAX Reports on qualifying vehicles.

JHFCU offers simple low-rate financing and valuable protections for your auto purchase.  To keep our rates low, we work with the vast majority of dealerships.  Please confirm with your MSR to ensure we can provide you the best auto loan experience on your vehicle choice.


*Between 1/1/21 and 12/31/21, the average savings off MSRP experienced by consumers who connected with a TrueCar Certified Dealer through a TrueCar-powered auto buying program and who were identified as buying a new vehicle from that Certified Dealer was $1,824. Your actual savings may vary based on multiple factors, including the vehicle you select, region, dealer, and applicable vehicle-specific manufacturer incentives, which are subject to change. The MSRP is determined by the manufacturer and may not reflect the price at which vehicles are generally sold in the dealer’s trade area, as many vehicles are sold below MSRP. Each dealer sets its own pricing.

**By skipping your first payments, up to 90 days, you extend your maturity date approximately up to three months. Credit insurance coverage you have on this loan does not cover any deferred payment. Since loan interest still continues to accumulate, your final payment on this loan may increase. This option is subject to change or may be discontinued at any time.