Financial Wellness Starts With Saving

It's never too early to build good financial habits. Start their journey off on the right foot by giving your family the gift of membership! JHFCU members can establish a custodial account for any eligible child under age 21.* 

Custodial accounts are opened in the child's name and maintained by the custodian - you! Anyone may deposit into a custodial account, but only the custodian can make withdrawals. If your child is 14 or older, they're eligible to open a regular Share Savings account with an adult member as the joint owner.* As long as the child is eligible for membership when they turn 21, the account can be transferred over to them. 

To open a custodial account, just fill out this form and submit it in-person at one of our branches or via mail.

* To open a joint savings account, the minor must have a valid state ID.