Visa Platinum Rewards Card

Our Visa Platinum Rewards Card has the best of both worlds – earn points with every purchase, plus a great low-rate.

This card features:

  • No Annual Fee*
  • Rates as low as 9.40% APR*
  • No Minimum Finance Charge*
  • No Balance Transfer Fee*
  • 25-day interest-free grace period on all new purchase
  • No Over-the-Credit Limit Fee*

You may apply by the following:

  • Through Online Banking
  • Call our Member Service Center at 410-534-4500 and apply over the phone 
  • Stop by a branch location to fill out the form in person
  •  Print the application and mail, fax, or bring it in to a branch

Applications are processed same-day, unless it is received on a day we are closed. 

Apply Now

Print Application

Learn More About UChoose Rewards

Credit Card Features: 

EMV Chip   

Visa Online Checkout

Activate or Select a New PIN for my Credit Card

Cash Advance and Balance Transfers

  • How Can I Do a Balance Transfer to Pay Another Outside Credit Card?

Co-Applicants and Authorized Users

Lost, Stolen, or Damaged Credit Card

Making Payments

My New Credit Card

My Rate and Credit Limit

Other Frequently Asked Credit Card Questions

Rewards Points

*APR = Annual Percentage Rate. Rates are based on applicants’ credit and the type of credit card and may vary at JHFCU. Fee for foreign purchases is 1% of each transaction in U.S. dollars. Cash advance fee is $5 or 2% of the amount of each advance, whichever is greater.