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    Checking

    JHFCU’s Share Draft Checking accounts beats the options offered by most banks. There’s no monthly fee, no minimum balance requirement AND the chance to make money! Dividends are paid monthly on your balance, and you can earn cash rebates by using your Debit Card. Plus you get your first box of checks free and can get one box/year free!** Take advantage of overdraft options including a line of credit with no annual fee. A no-dividend checking option is also available for select situations.

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    Savings

    When it comes to saving for your future, JHFCU provides several options, all federally insured*, to meet your individual needs – Custom Savings, IRAs, Certificates, Money Markets and more! Plus, we’ve made saving easy through automatic transfers and deposits on the go with our mobile app!

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    Loans

    Whether financing your first car to finding your forever home, or getting a personal loan for everything in between, we’re certain we can find the right loan for you. Every loan comes with flexible terms, competitive rates, and repayment options.

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    Account Access & Convenience

    Access to your money is important, no matter how you like to bank. Whether you’re at home, on vacation, or taking a trip cross-country, we provide a multitude of ways to conveniently access your accounts.

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    Credit Cards

    JHFCU’s Visa Credit Cards come with built-in chip technology and offer low completive rates, no annual fee, and no balance transfer fee. Even earn points with our Rewards Visa Credit Card or get started with our “Starter” Visa.

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    Other Benefits & Services

    We continuously strive to offer benefits of membership outside the realm of traditional banking including loan rebates, cash back rewards, and insurance discounts. We even offer free notary services and the purchase of foreign currency delivered directly to your home.

 *Accounts are insured up to $250,000 by NCUA. 

** Your initial box of JHFCU style check will be free. You can also receive one box of JHFCU style checks FREE per calendar year if you have Bill Payment, E-Statements, and a Visa Debit card.