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    Personal Loans

    A JHFCU Personal Loan is a great way to borrow for just about anything - wedding, appliances, a computer, medical bills, taxes, or consolidate existing debt into one, low monthly payment. You can even use your loan for holiday purchases or to take the vacation you've always dreamt about!

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    Loanmaker Personal Line of Credit

    A JHFCU Loanmaker line of credit is an excellent complement to our free Checking account. There is no annual fee and this loan can be used as an Overdraft Protection backup in the event you do not have enough funds in your Checking account. This is a revolving line of credit, so as balances are paid down or off, the credit line becomes available again.

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    Home Improvement Loans

    Want to enhance your home's value, but don't have the equity? Try a JHFCU Home Improvement loan, which offers a lower rate than our regular Signature loan, to make improvements such as fixing-up a leaky roof, repaving a driveway, or adding a deck to your backyard.

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    Education Loans

    Pay for you or your child's education with a JHFCU Education loan, perfect for the needs of any scholar. And because the rate is lower than our Signature loans, an Education loan can help you save more money for school.

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    Boat, RV, or Mobile Home

    You can also finance your new or used boat, RV, or mobile home with JHFCU. Check our rate page (considered "other vehicle") for current rates and terms, or call the Credit Union for more information. Rates for recreational vehicles are determined by an evaluation of the applicant's credit and may vary.

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    Share Secured Loans

    Use the money in your Share Savings account as collateral to get a low-rate Share Secured loan. The rates for our Share Secured loans are tied to the current rate for our Share accounts and are usually the lowest loan rates we offer. As the loan principal is repaid, you will regain access to the funds in your share account.

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