Our Visa Platinum Rewards Card is our lowest-rate card and designed for those that are able to pay their balance in full each month and gain rewards in the process! Visa Platinum Rewards Card comes with these great features.

  • No Annual Fee
  • Rates as low as 9.40% APR
  • No Minimum Finance Charge
  • No Balance Transfer Fee
  • 25-day interest-free grace period on all new purchase
  • No Over-the-Credit Limit Fee

Apply Now!

You can apply online once logged into your account, stop by a branch, or print the application and mail, fax or bring it in. Applications are processed same-day, unless it is received on a day we are closed.  

Credit Card Features:

Verified by Visa   

EMV Chip   

Visa Checkout


Activate or Select a New PIN for my Credit Card

  • How Do I Activate My Card?

  • How can I Change my PIN (Personal Identification Number)?

  • What Do I Do If I Forget My PIN?

Cash Advance and Balance Transfers

  • How Can I Make a Cash Advance?

  • Can I use my Visa Credit Card as an Overdraft Source?

  • When Will the Cash Advance Fee Be Applied To My Account?

  • How Much is the Cash Advance Fee?

  • How Can I Do a Balance Transfer to Pay Another Outside Credit Card?

Co-Applicants and Authorized Users

Lost, Stolen, or Damaged Credit Card

  • What If My Card is Lost, Stolen or Damaged?

  • How Do I Get a Replacement Card?

Making Payments

  • How Can I Make a Payment?

  • When Will I Receive My Credit Card Statement?

  • When Is My Payment Due?

  • What If My Payment Arrives Late?

  • How Much Will My Payment Be?

  • What Happens If I Pay My Bill On Time, But The Check I Use Is Returned (Bounced)?

  • I Used To Carry A Balance, But Paid My Account In Full This Month; Why Was I Charged a Finance Charge?

My New Credit Card

  • How Long Will It Take To Get My Card?

  • When Does My Card Expire?

My Rate and Credit Limit

  • How Will I Know What My Rate Is?

  • Will My Rate Ever Change?

  • What Will My Limit Be?

  • How Can I Increase My Limit?

  • Will My Limit Ever Be Decreased?

Other Frequently Asked Credit Card Questions

  • When Will a Transaction Show on My Account?

  • When Will the Pending Hold Drop Off, if the Hold Was For Something That Didn't Match Up?

  • How Do I Dispute a Transaction?

  • How do I report Fraudulent Transactions?

  • What Should I Do if I Am Planning To Travel Out of the Country?

  • What if my card is Blocked?

  • Where Can I Find My Credit Card Information Online?

Rewards Points