Exclusive Offer
Hit the road this summer with rates as low as 4.49% APR!2
Whether you’re replacing an aging car, making room for your growing family, or finally driving something you love, we’re here to help make it happen.
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New & Used Auto Loans
A smarter way to get on the road.
From your first car to your next upgrade, the road to financing your ride is simple, supportive, and straightforward.
Competitive, Low Rates
Flexible Terms
Easy Auto-Payments
Exclusive Offer
Hit the road this summer with rates as low as 4.49% APR!2
Whether you’re replacing an aging car, making room for your growing family, or finally driving something you love, we’re here to help make it happen.
Gas prices are high. Your monthly payment doesn’t have to be.
Whether you’re replacing an aging car, making room for your growing family, or finally driving something you love, we’re here to help make it happen.
We’ll keep your monthly payment manageable, so you have more freedom to spend on what matters most. And with no payments for up to 90 days,1 your savings start from day one.
Features & Benefits
- Competitive rates as low as 4.49% APR2
- No payments for up to 90 days1
- Terms up to 84 months2
- No prepayment penalty
- Quick and easy pre-approval
- GAP & Debt Protection Coverage available
Solutions designed to fit your budget.
Hit the road this summer with rates as low as 4.49% APR—or refinance your current loan to save!2
Our Rates
Loan Type
Term
APR* as low as
New Auto
Term
72 months or less**
APR* as low as
4.49
%
Term
84 months†**
APR* as low as
4.99
%
Used Auto
Term
72 months or less**
APR* as low as
4.49
%
Term
84 months†**
APR* as low as
4.99
%
Used Auto (8-10 Yr Old Vehicle)
Term
72 months or less; max 125K miles†**
APR* as low as
6.49
%
Term
84 months; max 125K miles†**
APR* as low as
6.99
%
Steps to Apply
Applying is fast and easy.
1
Apply Online
Apply and submit an application easily online in minutes.
2
Sign Electronically
Do everything from the convenience of your home or office.
3
Receive Your Check
Use your check to buy your new vehicle.
"I purchased a new car and obtained financing through a finance company at a 12% interest rate. JHFU was able to refinance my vehicle and lower my monthly payments. I am thrilled with JHCU and the time and attention they provided to me. Thank you!"
–S. C.
FAQs
Frequently Asked Questions
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Contact Us
Ask about our
New & Used Auto Loans
Getting in touch with us is easy. Just fill out our short contact form and a representative will contact you as soon as possible.
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Disclosures
1. Skipping yourfirst payments up to 90 days extends your maturity date for approximately up tothree months. If you have credit insurance coverage on this loan, it does notcover any deferred payments. Note that loan interest will still accumulate, so yourfinal payment on this loan may increase. The option to skip a payment issubject to change or may be discontinued.
2,*. APR=AnnualPercentage Rate. Rates are determined by an evaluation of the applicant’scredit, loan-to-value (LTV), and upon refinancing your non-JHCU loan. Youractual rate may vary. Down payment may be required. Property and floodinsurance may be required, therefore the actual payment obligation would begreater. Rates are subject to change. Calculate your estimated payment.
Blank Check AutoLoan is valid on New and Used cars purchased within your state of residenceonly. Check valued up to the pre-approval amount. Other restrictions apply.Rebate valid on New cars only and will be credited to savings account within 30days of loan disbursal. Rebate excludes GAP and/or warranty amounts financed.
Used vehicles mustbe no more than 10 years old, and all must have under 125,000 miles.
For vehicles 8-10years old and all recreational vehicles you can only finance 100% of the value.The value is reported by JD Power at the time of the loan request.
Must bepre-approved. Credit and collateral subject to approval.
