Skip-a-Pay

Skip-a-Pay

HomeRight ArrowRight ArrowSkip-a-Pay
FeaturesRatesFAQsSupport

Skip your payment on one or all of your eligible loans!*

Our Skip‑a‑Pay program gives members the flexibility to skip eligible loan payment(s) without penalty.*

No items found.

The August Skip‑a‑Pay program is now closed. Please check back for more information on the next program.

‍

About Skip‑a‑Pay

‍Our Skip‑a‑Pay program is offered twice a year—typically in June and December—giving members the flexibility to skip eligible loan payment(s) without penalty.*

A $35 fee applies per skipped loan.*

Eligible Loans:

  • Auto Loan
  • Anything Loan

Reminder. You can find your new 12-digit account number in your statements.

Light Bulb Icon
Helpful Resources
Bill Pay
Right Arrow
Calculators
Right Arrow
Financial Education
Right Arrow
How to Pay Your Loan
Right Arrow
Smooth gradient background with shades of dark blue and lighter blue blending softly.
Winding roadmap with five colored circular icons representing growth, calendar, protection, user with heart, and plant sprout.

Personalize your financial roadmap with JHCU

Create a plan tailored to your goals, income, and life stage. Start building a clearer path toward financial confidence today.

Get Your Roadmap
FAQs

Frequently Asked Questions

No items found.
View All FAQs
Disclosures

*Your first loan payment is not eligible for a Skip-A-Payment. This offer is available only for loans with an established payment history. By skipping your payment, you extend your maturity date approximately one month. Debt protection and/or GAP purchased to cover your JHCU loan(s) excludes deferred payments therefore, in the event of a claim, you may have a residual balance as a result of Skip-A-Payment authorization. Interest will continue to accrue on any unpaid principal balance(s) and may impact your final payment amount. Your scheduled monthly payment amount will not change, however the amounts applied to principal and interest may vary as a result of Skip-A-Payment authorizations.

Your trusted partner in mind, money, and wellness.

Open an Account
Routing Number:
252076235
NMLS#:
509565
Local Phone:
410.534.4500
Toll-Free Phone:
800.543.2870

Johns Hopkins Credit Union (JHCU) is a federally chartered credit union completely independent from Johns Hopkins University, Johns Hopkins Health Systems, and any of the Johns Hopkins schools, hospitals, or programs. JHCU holds a license to use the “Johns Hopkins” registered mark. JHCU serves the employees, students, retirees and Alumni Association members of the Johns Hopkins University, employees and retirees of the Johns Hopkins Health System and its hospitals, and employees and retirees of other select entities. JHCU is wholly owned by its members. Neither Johns Hopkins University nor Johns Hopkins Health Systems select, endorse, or are responsible for the goods and services offered by JHCU.

If you are using a screen reader for the visually impaired and are having problems using any part of this website or any of JHCU's websites, please call 800-543-2870 during normal business hours for assistance. For more information please see our website accessibility statement.

Created by The Pod