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Lower your monthly costs and get rewarded—that’s a win all around! Enjoy NO payments for up to 90 days!1 Choose from loan terms ranging from 36 to 84 months with competitive low rates
Filling up anyway? Earn 5X points when using your Rewards Credit Card. Use rewards for travel, gift cards, purchases with Amazon, and more.
A more rewarding way to pay has just arrived! With built-in features to capitalize on every swipe, the Rewards Credit Card is your one-stop shop for earning the most on every dollar you spend.
Plus, enjoy a 1.99% APR1 intro rate for 12 months AND earn an additional 10,000 bonus points after you spend $2,500 on purchases in the first 90 days
1 APR = Annual Percentage Rate. Rates are based on applicants’ credit and the type of credit card and may vary at JHFCU. Fee for foreign purchases is 1% of each transaction in U.S. dollars. Balance transfer fee is $5 or 2% of the amount of each transfer, whichever is greater. Cash advance fee is $5 or 2% of the amount of each advance, whichever is greater. There is a 1.99 intro APR for 12 months following the opening of your account; after that the variable rate of 18.00%-18.00% will apply to the unpaid balance and any new balance transfers.
2 For every $1 you spend in purchases using your JHFCU Visa Rewards, you earn 2 times (X) points for groceries, 3X points for dining, 4X points for utilities, 5X points for gas purchases, and 1X points for all other purchases. Points can then be redeemed for merchandise, travel or gift cards.
3 Earn an additional 10,000 bonus points after you spend $2,500 on purchases in the first 90 days.
4 Each point earns 0.90% in cash back rewards. For example, redeem 10,000 points for $90 in direct deposit. To be able to redeem points in cash back rewards, you must have an open JHFCU checking account with a Visa debit card. Once points are redeemed, it may take up to five business days for the direct deposit to post to the checking account.
