JHFCU provides a secure place to invest your retirement dollars, with no annual maintenance fees, offering both Traditional and Roth IRAs. Choose an IRA certificate or our variable-rate open-ended IRA savings account with a $500 minimum. The IRA Savings Account does not require a minimum balance to open, only to earn dividends.

You can also roll over retirement funds from previous employers into a higher-yielding Rollover IRA Certificate, or, when you retire, roll over your retirement plan distributions.* The minimum initial deposit is $5,000. JHFCU’s retirement options are federally insured and provide peace of mind that your principle is not at risk.

Traditional IRA contributions may be tax deductible. Consult a tax advisor.

* Please see your IRA Agreement for restrictions and penalty information.