Conventional Fixed Mortgage

The traditional fixed-rate, fixed-term mortgage works for Borrowers looking for a set monthly payment for the life of the loan. Choose from a 10-, 15-, 20- or 30-year* fixed-rate term at competitive rates with no points. We also offer jumbo mortgages and point options with lower rates. Financing is available for purchases and refinancing of primary and secondary residences.

JHFCU can only offer mortgages for properties in Maryland and surrounding states.

Please contact JHFCU for details.

*Rates are based on the term of loan. 20% down payment required or 80% loan-to-value. With a $100,000 loan at 3.625% APR for 30 years, your payment will be $456.00 per month. Payments do not include amounts for taxes and insurance premiums, if applicable, actual payment obligation will be greater. Property and flood insurance may be required. Other restrictions may apply.