Home Loans

JHFCU has an extensive mortgage program including a variety of fixed and adjustable rate first mortgages to purchase or refinance your home or second residence, as well as second mortgage home equity loans and lines of credit.   We have a few special mortgage programs to help members in unique situations. JHFCU can provide financing for the purchase of primary and secondary residences. We also offer jumbo mortgages for amounts exceeding conventional limits of $417,000.   Best of all, we offer the benefit of local servicing—you send your mortgage payment here (or easily transfer from your JHFCU checking/savings account) plus call us if you have an issue!

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    Smartmove

    Get access to professionals when you have questions, pre-screened real estate agents to help when you need to buy or sell property, and learn how to receive a cash rebate for each transaction completed through SMARTMOVE.*

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    First Mortgages

    10-, 15-, 20- and 30-year Fixed Rate Mortgages and Adjustable Rate Mortgages including Special Programs, with no points.

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    Why Select JHFCU

    JHFCU offers competitive rates and a broad range of programs to provide our members excellent value, plus local servicing.

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    Getting A Mortgage

    Find out more about how the process works, and what you need to apply, and what happens after you settle.

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    Mortgage Comparison Chart

    For a quick look at all our options

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    Home Equity Loans and Lines Of Credit

    Whether you plan to renovate your home, or use the equity to finance a vehicle or your child’s education, our low-rate Home Equity Loan and Line of Credit are good options.

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