Home Loans

JHFCU has an extensive mortgage program including a variety of fixed and adjustable rate first mortgages to purchase or refinance your home or second residence, as well as second mortgage home equity loans and lines of credit.   We have a few special mortgage programs to help members in unique situations. JHFCU can provide financing for the purchase of primary and secondary residences. We also offer jumbo mortgages for amounts exceeding conventional limits. Best of all, we offer the benefit of local servicing—you send your mortgage payment here (or easily transfer from your JHFCU checking/savings account) plus call us if you have an issue!

  • Why Select JHFCU

    JHFCU offers competitive rates and a broad range of programs to provide our members excellent value, plus local servicing.

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  • About Our Home Loans

    JHFCU has an extensive mortgage program and streamlined the process to provide faster time to settlement.

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  • Mortgage Options

    JHFCU offers competitive rates and a broad range of programs to provide our members excellent value based on their individual needs and situation

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  • Applying For A Mortgage

    JHFCU strives to make the mortgage application process easy, with an emphasis on explaining options.

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  • Qualifying For a Mortgage

    Learn some of the items that can play a role in your mortgage approval.

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  • SMARTMOVE

    JHFCU has teamed up with SMARTMOVE, a nationwide real estate program successfully serving the credit union industry since 1992. You get access to professionals when you have questions, pre-screened real estate agents to help when you need to buy or sell property, and a cash rebate for each transaction completed through SMARTMOVE.*

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  • Closing Costs

    Learn how closing costs play a role in your home purchase.

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  • After Settlement: Beware of Solicitations

    There are companies who target consumers who recently settled on a home and offer services related to the mortgage. You should be aware that JHFCU did not authorize the mailings nor has any affiliation with the companies.

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  • House and Home Articles

    Discover articles based on buying, improving, and selling your house.

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