Car Loans

Buying a car involves a commitment of time and, more importantly, money. Having a trusted partner like JHFCU can make the experience much easier. JHFCU can help you through the entire process.

We have research tools online to find and compare vehicles (and even request a quote), and convenient financing options including pre-approval, financing after the purchase, and financing at the dealership. We will validate the price of the car to ensure you don’t overpay, as well as help you determine which term best fits your budget.

You can also choose from multiple loan payment options including payroll deduction, a coupon book for mailing payments, online transfers from a JHFCU account, and monthly ACH debits from another financial institution. We also offer GAP insurance at much lower rates than what is typically offered by the dealer.

  • Research

    Before any large purchase you should always do your research. We have valuable tools to help with the process, from deciding what make and model, to price negotiations, to finding the right loan to fit your needs and budget.

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  • Protection

    Protect your investment with Debt Protection, Guaranteed Auto Protection (GAP), and Major Mechanical Protection.

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  • Financing

    JHFCU offers a variety of financing options with flexible terms and competitive rates. Our local servicing and easy application process make us the preferred lender for the Hopkins Community.

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  • Blank Check Auto Loan

    Get pre-approved for a new or used auto loan and receive a “Blank Check” to purchase your vehicle, plus earn 1% CASH BACK on the loan. Certain conditions apply.

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