Features of a Johns Hopkins Home Improvement Loan
✔
No Lien on Property
A home improvement loan isn't a second mortgage so your home isn't at risk.
✔
Competitive Rates
You'll get a lower APR than on our personal loan for the same amount.
✔
We Pay the Contractor
Just give us an invoice and we'll write you a check payable to the applicable contractor.
✔
Fast Processing
Get your funds as soon as we approve your application and invoice.
Home Improvement Loan Details
A home improvement loan is a convenient option to take care of a smaller project around your property.
- Borrow up to $50,000
- Competitive rates are lower than a credit card
- Since a home improvement loan isn't a second mortgage, there’s no lien on your property
- We can write a check to you or your contractor
- No proof of insurance is needed
- The interest isn't tax deductible
Get a home improvement loan today and start enjoying your new deck tomorrow!
★★★★★
"From the very first contact inquiring about the loan, I had complete support and assistance at every step of the way. The process was both fair and very quick, in my opinion, and I was extremely pleased with the entire process."
– Sylvia E.
Enjoy These Benefits With Your Home Improvement Loan
Quick Application Processing
Applications will be processed the next business day. If approved, you'll get your check for the contractor right away.
Easier Than Home Equity Loans
A home improvement loan lets you borrow smaller amounts with no collateral needed, so it's faster and less risky.
Simple Loan Management
You can easily make loan payments from your JHFCU account using online and mobile banking.
Competitive Rates
View our competitive & low home improvement loan rates!
Member Benefits
If you're new to JHFCU, then this loan is your chance to access better rates, fewer fees, and local service.
How to Apply for a Home Improvement Loan
Home Loan Resources
More Ways to Fund Home Improvements
Home Equity Loans
Leverage your equity and tackle your projects with a lump-sum Home Equity Loan.
Home Equity Lines of Credit
Tap into your equity again and again when you open a Home Equity Line of Credit.
Anything Loan
As the name suggests, this low-interest personal loan can be used for anything you like, including home improvements!
Visa Platinum Card
If you need to take care of a minor home improvement, a credit card could be the most simple solution.