Death Claims

We understand it can be a stressful time when someone passes, and that navigating through financial affairs can be challenging. Below is information that will assist you in taking care of placing things in order at JHFCU.


If a joint owner passes away and the primary member is present, the following documentation is required:

  • Original Death Certificate
  • Primary members valid (not expired) government issued ID (State ID, Driver’s License, Passport) 
  • New Membership Application    

Joint owners are able to close an account with their valid government issued ID. The check is then made payable to the joint owner. 

If the joint owner wishes to establish a new account, they may do so as long as they qualified for membership prior to the primary member’s death. (Examples: spouse, immediate family member, or domestic partner within the same household.) The following documentation is required:

  • Original Death Certificate
  • Valid (not expired) government issued ID (State ID, Driver’s License, Passport) 
  • New Membership Application    

If the beneficiary is present to close the account, the check is made payable to the beneficiary.  The following documentation is required:

  • Original Death Certificate
  • Beneficiaries valid (not expired) government issued ID (State ID, Driver’s License, Passport)    

If the Executor of the Estate is present to close the account, the check must be made payable to the estate.  The following documentation is required:

  • Original Death Certificate 
  • Letter of Administration from the Courts 
  • The executor of the estate’s valid (not expired) government issued ID (State ID, Driver’s License, Passport)