Being in college brings several new kinds of independence, one of the most important being managing your finances! Now that you are on your own and in charge of your own spending, you’ll need a checking account to manage your funds. JHFCU has a Student Checking account, created to specifically meet students’ needs. Read on to find out what makes credit unions different from banks and how JHFCU is working to help students start their financial life on the right foot.
A credit union is a financial institution that offers most of the same products and services a bank does with one major difference – credit unions are not-for-profit and are owned by their members, not shareholders. Therefore, credit unions can afford to offer lower rates on loans than most banks and little or no service fees. (Check out our rates and fees at www.jhfcu.org to compare.)
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