12.99%APR*— 12 months
Our popular Winter Wonder Loan is returning for 2014! This loan allows you to borrow up to $1,750 at 12.99% APR*. Past Winter Wonder loan recipients should watch their mail for a special letter with information about obtaining the 2014 Winter Wonder loan early, before it becomes available to our overall membership. The maximum loan amount for a 1st time borrower is $1,500.00. Please note that you must be a Credit Union member for at least one year and must be actively employed by the Johns Hopkins Hospital, University, Bayview Medical Center, or any other eligible Johns Hopkins affiliate. Remember, watch your mail for the letter; it will include important information about the specific dates that you may visit a branch for your loan disbursal.
If you will be a first-time borrower, you may apply beginning on November 17th. If you are interested in applying, please note the following important information:
In order to be considered for the Winter Wonder Loan:
Beginning on November 17, 2014, you may visit any of our branches to apply. You must bring your 2 most recent paycheck stubs with you. Note that early Winter Wonder Loan disbursals (prior to November 17th) are by invitation only. Anyone who did not receive an invitation letter must apply between November 17th and December 19th.
Please note that wait times may be longer than usual.
Thank you and let us be the first to wish you a happy 2014 holiday season.
*APR=Annual Percentage Rate. Restrictions may apply. Representative payment example: A $1,750.00 loan at a fixed rate of 12.99% Annual Percentage Rate for 12 months would require 12 monthly payments of $156.30. Rates for this product reflect a 1/2% discount for payroll deduction and are determined by an evaluation of the applicant's credit. Your actual rate may vary. Offer ends December 19, 2014.