Online Banking
SecurityInfoLogin
How May We Help You
The Johns Hopkins Federal Credit Union
travel products and services

Traveling can be exciting, but also stressful. Whether you are going for business or pleasure, staying close to home or going to another country, we offer the products and services to make traveling easy and save you money! Don't forget to check out our safe traveling tips and make JHFCU your first stop!

Traveling Abroad?


We have convenient options for our international travelers, whether you're going on a vacation or on a business trip overseas. You may order foreign currency for delivery at our Homewood, East Baltimore, or Bayview branch, or order online.

At a branch: You must be present to order and pick up the currency (and present proper identification), and amounts must be greater than $20 but less than $5,000 per transaction. There is a $15 delivery fee. Shipments generally are available the next business day. JHFCU will not purchase back any unused foreign currency.*Travel Wallet

Online: Get foreign currency or a pre-loaded foreign currency card from JHFCU's "My TravelWallet™". My TravelWallet allows you to order secure Prepaid Foreign Currency Debit cards and/or foreign cash for over 50+ major currencies, in advance, without having to visit a local branch.

Note: “Cash Passport” will be temporarily unavailable for new card sales and reloads.  We are on pace to begin offering the third-generation Cash Passport cards in the near future. The new cards will have all the benefits of the old product, and will add  key features such as 10 currencies all available on one piece of plastic. 

With My TravelWallet you can:

  • Order one or more of 50+ major foreign currencies online 24 hours a day**
  • Enjoy the convenience of having foreign bank notes delivered to your doorstep—100% guaranteed (Applicable shipping charges apply and you must be home to accept delivery.)
  • Order a Prepaid Foreign Currency Debit card (Cash Passport) in Euros (EUR) or British Pounds (GBP) that can be used at merchants, restaurants, and ATMs displaying a MasterCard logo around the world** (applicable shipping charges apply).
  • Reload your card at any time by going to the travelex website or by calling at 888-713-3424, even while you travel.

Order your Foreign Currency or Prepaid Debit Card today.

Not sure how much to take? Is a card right for your trip?

Check out the Cash Passport Budget Calculator. This tool advises on daily expenditures for the country of travel, including how to split your travel funds between banknotes and prepaid products.

Frequently Asked Questions
Fees and limits (PDF)
To report a Cash Passport™ card as lost or stolen, contact Travelex Card Services toll-free at 888-713-3424.

*JHFCU cannot purchase any unused banknotes.  You may have banknotes converted at a location of your choice or you can go to any Travelex location.  Travelex maintains offices in Columbia Mall as well as BWI, Dulles, and Reagan National Airports.
** For currencies, please contact Travelex Consumer Direct at 877-414-6359 or visit www.us.travelex.com to locate the Travelex retail store that fits your departure plans, including locations at BWI, Dulles, and Reagan National airports. Transaction levels on My TravelWallet are a minimum of $200 USD and a maximum of $1,500 USD. Minimum load value on the Euro and British Pound Cash Passport™ cards may be higher after exchange. Delivery: My TravelWallet delivery is 2nd Day for $10 via UPS. (Member pays shipping costs.) Travelex is not currently able to offer Cash Passport™ Prepaid Currency Cards in Euros or British Pounds to residents of AL, AK, AR, CT, DC, HI, ID, ME, NV, NJ, ND, VT,WI, and WY due to licensing restrictions. Members residing in these areas may purchase Euro or British Pound foreign currency banknotes via My TravelWallet.

Traveling within the United States?

Reach your Johns Hopkins Federal Credit Union account from other credit union locations nationwide! Credit Union (CU) Service Centers provide thousands of convenient locations where you can perform transactions just as if you were at a JHFCU branch. Anywhere you see the CUService Center "swirl" you can conduct a range of transactions, which are posted immediately to your account, including:

  • Deposits*
  • Withdrawals
  • Loan Payments (except mortgage)
  • Transfers between JHFCU accounts
  • Money orders, traveler's checks and official check purchases**

cu service center

To find a complete list of the more than 3,600 participating credit unions, listed by name, zip code or state, please visit: www.cuservicecenter.com.

 

*JHFCU check holds apply.
**May not be available at all outlets and locations. Shared Branching is available to members in good standing who have had accounts open for at least 6 months. Some restrictions may apply.

Important Financial Travel Tips

Preparation is the key to ensuring a financially safe and hassle-free trip. Here are some tips to help keep your money safe when traveling:

  • Notify us before you will be traveling by downloading the Visa Travel Notification form (PDF) and faxing to 410-467-0319. This will ensure that your cards aren't suspended for unusual activity.
  • Carry only the cards you need for the trip and leave the rest at home. Make a copy of everything in your wallet, including the photo page of your passport. Keep a record of all the cards in your wallet and the telephone numbers to contact should you have to report lost or stolen cards.
  • Protect Your PIN—As you would at home, use caution when conducting a transaction at an ATM or point-of-sale terminal by shielding your Personal Identification Number (PIN) with your hand or body.
  • Keep your receipts. Save the receipts of all your purchases, and compare them against your financial statements when you return. If you detect any unusual activity, contact us.

Earn money even on vacation!

Packing your JHFCU Visa Check card means packing extra money! Not only can you access your Share Draft Checking account with your Check card anywhere in the world where Visa's accepted (foreign exchange fees may apply), but using it as a signature-based transaction will give you cash back! Each time you do one of the following with your Visa Check card, you will earn a 5¢ credit to your Share Draft Checking account:†

  • Choose the "credit" button for any point of sale transaction, like a gas station, grocery store, or department store. (Selecting "credit" tells the machine to send the transaction through the Visa network.)
  • Use the card for any Visa credit purchases (at a store, online, or from a catalog by mail or phone). And of course you can use your Visa Check card for cash withdrawals. Check our ATM locator to find surcharge-free ATMs where you are or will be!

†Credit for qualifying transactions will be posted at the end of each month.

Keep your Budget in Mind When Planning a Vacation

Brought to you by our partner, Accel Financial Counseling

Create a vacation budget

Decide how much money you can afford for a summer vacation. Review your income, expenses and debt obligations and set aside money for emergency expenses. Then decide how much you can direct towards a summer vacation. This becomes the baseline amount for your travel, lodging, meals and amusement. Add up the estimated costs in advance before making final plans. Then put away money each month into a savings account.

Check out the Cash Passport Budget Calculator. This tool advises on daily expenditures for the country of travel, including how to split your travel funds between banknotes and prepaid products.

Research vacation options

Use the Internet to get information on sightseeing, tourism attractions and discount travel and lodging. Ask travel agents for information on seasonal discounts. Read the latest travel guides available online, in newspapers and through local visitor and tourism associations. Get advice from friends and relatives who've traveled to places you plan to visit. They can help direct you to places that are fun and affordable.

Plan your itinerary in advance

Map out your daily activities and routes to ensure that you're staying on course and on budget. Unplanned activities can often amount to unplanned spending. And before you know it, your budget will be busted.

Accel counselors are available Monday through Thursday from 8 a.m. to 12 midnight (EST), Friday from 8 a.m. to 7 p.m., and Saturday from 9 a.m. to 1 p.m. To use this free service, call 1-877- 33ACCEL (332-2235) or visit them on the web at www.accelservices.org