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The Johns Hopkins Federal Credit Union
Rates/Fees

Deposit Rates | Loan Rates | Fee Schedule

Loan Rates

NOTE: Members can receive full GAP coverage for their JHFCU auto loan for a fraction of the price of dealer offers. JHFCU's GAP: $295, Dealers GAP: usually around $695! (more info)


*Rates are determined by an evaluation of the applicant's credit. Your actual rate may vary. Representative example: A $20,000 auto loan at a fixed rate of 5.75% APR for 60 months would require 60 monthly payments of $384.34.
** APR = Annual Percentage Rate
For calculations on monthly payments and amortization schedules, please click here. Note: The sole purpose of calculators is to give an idea of payments; this does not reflect actual contracted payments between the borrower and financial institution. Your actual rate may vary. Rates subject to change.


*APR = Annual Percentage Rate
**Rates for this product reflect a 1/2% discount for direct deposit and are determined by an evaluation of the applicant's credit. Your actual rate may vary. Signature loans may be used for multiple purposes such as, vacation, bill consolidation, and holiday loans.
***Rates for this product are determined by an evaluation of the applicant's credit.
****Due to the nature of the mortgage market, rates are subject to change at any time.
† Maximum rate for Home Equity Fixed Loans is 18% and maximum rate for Home Equity Lines of Credit is 15%. Rates for this product reflect a 1/2% discount for direct deposit and are determined by an evaluation of the applicant's credit. Your actual rate may vary. Signature loans may be used for multiple purposes such as, vacation, bill consolidation, and holiday loans.