NOTE: Members can receive full GAP coverage for their JHFCU auto loan for a fraction of the price of dealer offers. JHFCU's GAP: $295, Dealers GAP: usually around $695! (more info)
Refinance with JHFCU and receive a 1% rebate on the principal amount of the loan!* If your loan amount is $15,000, you get $150 (and probably a lower payment, too); borrow $25,000 and get $250. See jhfcu.org for current Used Car rates.
*Cash rebates will be credited to member's JHFCU Savings or Checking account within a week of loan closing. Minimum loan amount $3,000. If the loan is paid off within one year, rebate amounts will be forfeited and added back to the loan balance. Other restrictions may apply.
*Includes 0.25% discount for GAP and 0.25% discount for Debt Protection. Rates are determined by an evaluation of the applicant's credit. Your
actual rate may vary. Representative example: A $20,000 auto loan
at a fixed rate of 5.75% APR for 60 months would require 60 monthly
payments of $384.34.
** APR = Annual Percentage Rate
For calculations on monthly payments and amortization schedules, please
click here. Note: The
sole purpose of calculators is to give an idea of payments; this does
not reflect actual contracted payments between the borrower and financial
institution. Your actual rate may vary. Rates subject to change.
*APR = Annual Percentage Rate
**Includes 0.25% discount for debt protection. Rates are determined by an evaluation of the applicant's credit and may vary.
***Rate includes 0.50% discount for
Direct Deposit. Rates are determined by an evaluation of the applicant's credit and may vary.
****Rates for this product are determined by an evaluation of the applicant's
credit and may vary.
† Includes 0.25% discount for debit protection. Maximum rate for Home Equity Fixed Loans is 18% and maximum
rate for Home Equity Lines of Credit is 18%. Your
actual rate may vary.