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The Johns Hopkins Federal Credit Union
Rates/Fees


Loan Rates

NOTE: Members can receive full GAP coverage for their JHFCU auto loan for a fraction of the price of dealer offers. JHFCU's GAP: $335, Dealers GAP: usually around $695! (more info)

* APR = Annual Percentage Rate. Rates subject to change.
**Rates are determined by an evaluation of the applicant's credit. Representative example: A $20,000 auto loan at a fixed rate of 2.19% APR for 60 months would require 60 monthly payments of $352.22. For calculations on monthly payments and amortization schedules, please click here. Note: The sole purpose of calculators is to give an idea of payments; this does not reflect actual contracted payments between the borrower and financial institution. Your actual rate may vary. Rates subject to change.

*APR = Annual Percentage Rate
**Risk Based Pricing (rates determined by credit history); Base rate = 30 year fixed 1st mortgage rate.Down payment may be required. Representative example: A $100,000 home equity fixed loan at 5.75% APR for 10 years, your payment will be $1097.69 per month. Property and flood insurance may be required.
***Rates are determined by credit history. Maximum rate for Home Equity Lines of Credit is 18% APR. Your actual rate may vary.
†Risk Based Pricing (rates determined by credit history)