*Rates are subject to change. Fees could reduce the earnings on the
account. The rate may change after the account is opened.
**Annual Percentage Yield
*** Early withdrawal penalty may be imposed for withdrawal of principal
before the maturity date.
**** APY = Annual Percentage Yield. Rate is based on the Prime Rate
(as published in the Wall Street Journal on the 25th of the previous
month), minus a margin, and is adjusted monthly.
*Rates are subject to change. Early withdrawal penalty may be imposed
for withdrawal of principal before the maturity date.
**APY = Annual Percentage Yield.
