A JHFCU Signature Loan is a great way to borrow for any purpose you have in mind or to consolidate existing debt into one, low monthly payment. You can use your loan for holiday purchases or to take the vacation you've always dreamt about!
Tired of your old PC crashing? Upgrade your current system or enter the digital age with a low-rate computer loan from JHFCU. Whether it's an Apple, Dell, or IBM, we'll finance the hardware, software, and peripherals! We make checks payable to the vendor; just bring us an order form or advertisement showing the price of the item(s) and name of retailer.
Want to enhance your home's value, but don't have the equity? Try a JHFCU Home Improvement loan, which offers a lower rate than our regular Signature loan, to make improvements such as fixing-up a leaky roof, repaving a driveway, or adding a deck to your backyard.
Pay for you or your child's education with a JHFCU Education loan, perfect for the needs of any scholar. And because the rate is lower than our Signature loans, an Education loan can help you save more money for school.
Use the money in your Share Savings account as collateral to get a low-rate Share Secured loan. The rates for our Share Secured loans are tied to the current rate for our Share accounts and are usually the lowest loan rates we offer. As the loan principal is repaid, you will regain access to the funds in your share account.
A personal line of credit, up to $15,000, can be established especially for you to meet your financial needs easily and conveniently. It's an excellent compliment to our free Share Draft checking account, providing overdraft protection with no annual fee. Our Line of Credit is self-renewing. As you make loan payments, the amount that reduces the principal balance is made available for you to borrow again.
Ever feel overwhelmed trying to decide which type of loan best meets your financial needs? To help you learn more about possible borrowing options, JHFCU has partnered with Experion Systems, Inc. to offer an online loan advisor! This interactive website component will allow you to answer questions about yourself and, based on your answers, shows you which loan products would be best for you. You can also click on any of the recommendations to find out more, or even apply for a loan online. To get started click here.
If you live in one of the following states, you are entitled to receive a free credit report by mail.
All other states are required to pay the $9.00 fee with the exception of Connecticut - $5, Minnesota - $3; California - $8, and Montana - $8.50. Additionally, if you meet one of the FCRA requirements below, you are entitled to one free credit report via U.S. mail.
Your credit report can be ordered from Equifax by dialing 1-800-685-1111.
You may also receive your credit report from all three credit bureaus
by going to www.annualcreditreport.com.
If you prefer, you may also request your free credit report by writing
to Equifax at the following address:
Equifax Information Services, LLC
Disclosure Department
P.O. Box 740241
Atlanta, GA 30374
