JHFCU is Your Car-Buying Partner
Car Loan Rates As Low As 3.99% APR*

Buying a car involves a commitment of time and, more importantly, money. Having a trusted partner like JHFCU can make the experience much easier. JHFCU can help you through the entire process. We have research tools online to find and compare vehicles (and even request a quote), access to MVCP for special pricing (see page 7), and convenient financing options including pre-approval, financing after the purchase, and financing at the dealership. We will validate the price of the car to ensure you don’t overpay, as well as help you determine which term best fits your budget. You can also choose from multiple loan payment options including payroll deduction, a coupon book for mailing payments, online transfers from a JHFCU account, and monthly ACH debits from another financial institution. We also offer GAP insurance at much lower rates than what is typically offered by the dealer.

If you already have an auto loan, bring it to JHFCU for refinancing and, in most cases, we can save you up to 2% off your current rate. Whether you are buying new or used, or refinancing a previously purchased vehicle, we are committed to helping you get good value on your vehicle purchase.

Stop into a branch today, apply online, or call 410-534-4500 to apply during business hours! Car loans are generally processed in 30 minutes! And if you apply online, you may know within seconds if you have been approved with our faster loan application process! Now through June 30, get $50 in “gas cash” for every new, used, or refinanced car loan!* *APR=Annual Percentage Rate. Rates are based on applicant credit, type of loan, term, and loan-to-value ratio and may vary. Current rates. **Existing JHFCU auto loans are ineligible for JHFCU refinancing. Cash rebate will be credited to the member’s JHFCU Savings or Checking account within a week of loan closing. Rebates will be issued on approved loan applications received between March 1 and June 30, 2010. Other restrictions may apply.