 Lower New Car Loan Rates: From now until December 31, 2009, we are lowering our New Car loan rates and offering you rates as low as 4.00% A.P.R.* See inset below for more details.
CUDL: Get your JHFCU car loan right at the dealership. Through the Credit Union Direct Lending (CUDL) program, JHFCU has partnered with local dealerships to offer you a convenient way to purchase a vehicle and get Credit Union financing. Just look for the CUDL logo and let the dealership know that you are a Johns Hopkins Federal Credit Union member. Application and approval will take place on the spot. See page 7 for more information on CUDL.
Down, Please Loan: JHFCU has helped members save HUNDREDS of dollars when they requested their rate to go “Down, Please”! This innovative program makes it easy to save money. Bring your car or truck loan to JHFCU from another lender, and may be able to lower your rate by 2%* (to as low as our lowest 48-month new car rate). Whether you just bought your vehicle with dealer financing last month, or you bought it three years ago, you can possibly save money with JHFCU and pay off the vehicle over the term of the original loan. Some restrictions may apply. |
GAP Insurance: You can protect your car’s value with Guaranteed Auto Protection (GAP) insurance from JHFCU, a low-cost insurance that pays off your remaining loan balance should your vehicle be stolen or damaged and determined a total loss. In most states, including Maryland, GAP can even pay up to $1,000 of your auto insurance deductible. You can have complete coverage for only $295, which can be added to your loan balance, if you wish. Cars purchased over the past 18 months can be insured retroactively.
Debt Protection: Members can rest easy knowing that if the unexpected occurs they will be prepared with Debt Protection Insurance available at JHFCU. The low-cost disability insurance can help cancel your periodic payment if you become disabled, protecting your credit rating at a time when funds may be limited. Protection is activated even when other insurance is in force and  ensures that your loved ones won't end up paying your loan balance, should you die before the loan is paid off. Debt Insurance is convenient; the cost is included in your monthly payment.
Nationwide Insurance: JHFCU members can get a 3% discount on Nationwide auto insurance policies just for being a Credit Union member.**** Nationwide offers a 24-hour claims service and a local agent that can handle your personal insurance needs. For more information, or to get help reviewing your current policy, contact Corrigan Insurance at 1-800-213-1634 |
 Opportunity is Revving Its Engine
From now until December 31, 2009,** JHFCU is offering lower New Car Loan rates!
We offer convenient options for repaying your loans, and terms to meet your budget. Plus, don’t forget about possible state and local excise tax deductions to save you even more!*** Apply online at jhfcu.org, stop in a branch during business hours, or call 410- 534-4500 (Phone Service hours: 8:30 a.m. – 6:00 p.m. M, T, Th, F; 10:00 a.m. – 6:00 p.m. Wednesdays). |
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