As
a valued member of JHFCU, we are committed to serving you. And as a benefit
of your membership, we provide you with free access to financial education
and counseling services. JHFCU has teamed up with Accel, a financial counseling
program, through which you can enjoy free and unlimited access to financial
counselors.
As a member of JHFCU, you can receive assistance with:
Accel counselors are available Monday through Thursday 8 a.m. to 12 a.m. (EST), Friday 8 a.m. to 7 p.m. and Saturday from 9 a.m. to 1 p.m. To use this free service, simply call 1-877-33ACCEL (332-2235) or visit them on the web at www.accelservices.org
Participate in a free over-the-phone budget counseling session with our partner Accel Most sessions last 1 hour and entail:
At the end of the session you will be provided a copy of the budget and action plan through the mail or email.
JHFCU has worked hard on your behalf to put together a special member benefit that could mean significant savings on your auto insurance. This “members-only” offer has been secured through Nationwide®, a company that has helped many of its customers save money on their auto policies. Whether you are currently insured by Nationwide or just want further information, you can contact Corrigan Insurance at 1-800-213-1634 or corriganagency@nationwide.com.
Consumers purchasing insurance through MAIF, the Maryland Automobile Insurance Fund, often end up paying extremely high interest costs at outside financing companies. The Credit Union has established a program to allow members to finance MAIF Premiums at a lower rate. Call Member Benefits, Inc. at 410-882-0810 for more information.
Motor Vehicle Certification ProgramThis consumer information service allows you to obtain pricing information
on new cars before you visit the dealership. You can receive information
on the actual invoice price, plus up-to-date information on rebates and
incentives. MVCP has a network of dealers who will honor pre-established
pricing. The MVCP consumer advisor will send you a certificate or certificates
for dealers offering special pricing, and can double check your price
once you visit the dealer. Call MVCP at 410-522-5000 or 1-800-345-0990.
Also, you can visit their web page at www.mvcp.com.
JHFCU also offers members access to Web Carbook, where you can look up
prices for new vehicles and options, research used cars values, compare
vehicles, or find out vehicle safety information. You can even request
a quote for your vehicle from area dealers. To access Web Carbook, click
here. You may also get NADA information by clicking here.
The Family Security Plan® was created to protect credit union members and their families from the financial hardships that are brought on by death, disability, accident or sickness. Your family relies on your income to maintain their standard of living. If for some reason you can no longer provide for your family financially, The Family Security Plan® will be there for you.
The Family Security Plan® offers:
JHFCU
has worked hard on your behalf to put together a special member benefit
that could mean significant savings on your auto insurance. This “members-only”
offer has been secured through Nationwide®, a company that has helped
many of its customers save money on their auto policies. Whether you are
currently insured by Nationwide or just want further information, you
can contact Corrigan Insurance at 1-800-213-1634 or corriganagency@nationwide.com.
One
of JHFCU's many partnerships is with Enterprise Car Sales. Enterprise
offers features such as a no-haggle price system, 7-Day/1000 miles repurchase
policy, limited powertrain warranty, and more. They also occasionally
offer special rebates if you finance through JHFCU, too. For more information
about Enterprise, please visit their website at www.enterprise.com/carsales.
Enterprise also offers a great deal to
our members for car rental services. Click on the images below for more
information and online rentals! Renting by phone? You'll need these codes
— Corporate Code: 18B7215 and Pin: MDD
At the beginning of the year, JHFCU posts a link on its web site to Turbo Tax®, an online service that allows members to electronically file their federal and state taxes for a low cost via their PC. With TurboTax®, members' tax refunds are submitted and processed faster and can be direct deposited into their account. Members receive acknowledgment of receipt from the IRS within 48 hours; plus, the software is updated each year and incorporates all new federal and state laws, making it easier to keep up with changing rules and regulations.
Get Your Credit Report!
AnnualCreditReport.com
is a centralized service for consumers to request free annual credit reports.
It was created by the three nationwide consumer credit reporting companies
- Equifax, Experian and TransUnion. The following states have
laws that make free credit reports available to consumers: Colorado, Georgia,
Maine, Maryland, Massachusetts, New Jersey and Vermont.
If you prefer, you may also request your credit report by calling 1-877-322-8228
or by mail at Annual Credit Report Request Service, P.O. Box 105281 (must
download request form from AnnualCreditReport.com)
JHFCU members are automatically eligible for $1,000 worth of accidental death and dismemberment insurance at no charge. Additional amounts to cover one's self or one's family are available at low group rates. Payments are deducted from your Share Account on a quarterly basis. To enroll in the AD&D insurance program, or to request the form to change or cancel your policy, call plan administrator Larry Walters at 1-800-942-3646.
Financial
Security Consultants, Inc. has been assisting Credit Union members
with their mortgage needs for over ten years. Whether you're buying or
refinancing, Financial Security Consultants can assist you with a mortgage
on property in Maryland, DC, Virginia, or Delaware. We offer:
Purchasing or selling real estate? Now you can receive professional real estate assistance and cash rebates through the Introducing SMARTMOVE® Program.
The Johns Hopkins Federal Credit Union has teamed up with Introducing SMARTMOVE®, a national real estate affinity program designed specifically for credit unions to give you, our member, the highest quality, professional real estate assistance and CASH REBATES*.
When you register with Introducing SMARTMOVE®, a coordinator will explain the Introducing SMARTMOVE® guidelines in order for you to qualify for a cash rebate - up to $5,000 - whenever you buy or sell real estate. You'll receive a cash rebate for each transaction.
You will also receive high quality professional real estate assistance from specially trained and experienced agents who will help you with your search, and professionally market your current home or investment properties.
This program is available for properties located nationwide and applies to:
Best of all, this program is absolutely free to you as a valued member of JHFCU. To register or for more details, contact Introducing SMARTMOVE® at (800) 645-6560, Monday-Friday, from 9:00am-5:00pm (EST), or via the web at www.smartmove.com.
Please note that by accessing any external links you will be leaving JHFCU's website and entering a website hosted by another party. JHFCU does not operate this alternate site, nor is JHFCU responsible for the content of the site you are about to enter. We encourage you to read and evaluate the privacy and security policies of the site you are entering, as they may differ from those praticed by JHFCU.
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